When you’re under 40, buying a life insurance policy may seem about as practical as buying a Humvee. That makes insurance a tough sell for a 165-year-old company like MassMutual. To find a way to become relevant to this generation, MassMutual partnered with IDEO with a mission to get young people interested in their own spending habits.

Over the course of two years, the teams set out to learn about how people across the US spend and save their money, and they uncovered a simple theory: you either have a smart money mindset or you don’t. When it comes to being mature about financial issues—chipping away debt, saving to buy a car—it doesn’t always come naturally. If anything, many feel disconnected from money-related matters, even if it’s in their best interest to know more.

"I hate going to a bank and not really knowing what I am doing when it comes to money," said Simon Bowers, a 31-year-old who works in public relations, featured in an article in Fast Company about the MassMutual-IDEO collaboration. "They don’t seem to take into account that this might be scary for us."

So how to invite this wary demographic to the table? Design an accessible way to meet them wherever they are: online and on their phones. IDEO helped build the new venture from the ground up—designing a brand identity and experience focused on transparency, meeting users where they are, and helping people navigate complicated financial situations so they can live life on their own terms. It’s called Society of Grownups, and you can think of it as a sort of master’s program for adulthood. Each piece of the program builds on a common vision that continues to iterate every day.

After building and testing full-scale, live prototypes, the brick-and-mortar Boston location opened in 2014 and operated much like a supper club—a warm, inviting space where young people could hang out, feast on delicious meals, attend talks, and learn about things like 401Ks, living on a budget, and how to pick good, cheap wine. After two years of continued prototyping, MassMutual recognized that the digital channel has the most potential to grow and closed the brick-and-mortar location to focus their investment in building out the bespoke online financial tools to reach more people across the nation.

From leeches to gene therapy, how we treat sickness has changed beyond recognition over the centuries. But one question asked by ancient healers and modern doctors alike remains the same: “How are you feeling?”

“We’ve had the ‘quantified self’ for a number of years—sensors that measure steps, weight, blood pressure,” said Bruce Hellman, cofounder of UK-based digital health startup uMotif. “But by only focusing on the quantitative, we miss the whole picture of a person.”

Hellman cofounded uMotif in 2012, inspired by the self-awareness he gained when tracking his sleep after his baby was born. uMotif gives people the tools to record and track their mood, sleep, and clinically relevant symptoms like dizziness or breathlessness on their mobile phone app, and share the resulting data with their doctor and care team to better inform appointments, and treatment plans.

Named as one of 50 UK "scale-ups" that could grow to over £100m in revenue by not-for-profit organization Silicon Valley Comes to the UK, uMotif’s software and apps have been deployed in dozens of hospitals, and profiled in The Guardian, The Daily Telegraph, and The London Times. With a view to scaling strategically, Hellman applied to IDEO Europe’s first Startup in Residence, a three-month-long program to accelerate companies through design thinking. “We brought the whole of uMotif to IDEO: product, organization, branding, approach, and business model,” said Hellman. “We were keen to re-consider just about everything.”

During the residency, the uMotif team embedded with IDEO’s London studio to work closely with an eclectic team of interaction, business, and communication designers, and design researchers, to explore every aspect of the business.

The team found that although uMotif’s organic growth had reflected the rapidly expanding digital health market, the offer was somewhat fragmented as a result. In response, uMotif decided to tighten its sales focus from 14 branches of medicine to just two: oncology and cardiology (with mental health as an R&D area).

In-depth interviews with patients, nurses, doctors, and executives revealed a clear opportunity: “simple symptom tracking for people going through an acute or serious period in their health, to activate and extend the patient-care team relationship,” Hellman says. The focus switched from the Quantified Self to the Qualified Self, coined by the team to reference uMotif’s unique approach to measuring how people feel.

Designers set about reconfiguring and prototyping aspects of the brand, product, business, and organizational model for delivery. Whereas the original uMotif product had been designed with a single clinician in mind, the team designed a new dashboard catering for the reality of modern healthcare—multiple caregivers.

Ultimately, uMotif’s offer is not just about helping patients understand their own health; it’s about providing meaningful insights that enable them to have richer conversations with their care teams—allowing them to work together to improve care plans and outcomes.

“We are a much more focused, confident, and clear organization, truly prepared to scale sales, delivery and clinical impact,” says Hellman, referring to the impact of their participation in the Startup in Residence program. Now back in its own headquarters, the team takes with it a toolkit of IDEO systems and processes with which to run their business and to apply to new projects, products, and services.

“Health systems around the world are quickly adopting digital channels,” he said. “We aim to be at the forefront of this inevitable shift, using design thinking to put people at the centre of their care, improving quality of life, treatment outcomes, and healthcare experience.”

WATCH: uMotif: Sam's Story.

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IDEO designers wanted to take on a challenge: How might we help kids make better decisions around food and being active?

Designers moved forward with three concepts that addressed this challenge from three completely different directions:

• Top Chops, a hands-on cooking adventure that builds kids’ confidence in the kitchen by working toward becoming a Top Chop “master chef.”
• Daredevils, a wearable device that measures the intensity of energy exerted, but doesn’t prescribe the activity, which kids can use to dare each other to reach activity goals.
• Presso, a set of child-size kitchen tools that slice and dice fresh food in imaginative ways, making cooking fun and helping kids feel they have a role in making their own healthy food.

The design team behind this work was featured on 60 Minutes, and some of the resulting concepts were featured on CBS This Morning.

In updating the popular and industry-defining PalmPilot, Palm Computing wanted to reposition the next-generation Palm V as a high-design accessory to set it apart from its many imitators.

Together with IDEO, it crafted a sleek, elegant device, half the thickness of the original in an anodized aluminum housing. Incorporating an internal lithium-ion battery that recharges in the dock, the side rails act as an open architecture to provide attachment for a variety of styluses, cases, and other add-ons.

1. Pass the Baton: where stories are currency

At secondhand store Pass the Baton, recycled goods are nestled in carefully curated rows. But what's really for purchase are stories—one for every item. Pick something up and turn the price tag around. You’ll find a photo of the previous owner, along with a short anecdote about the experience of owning the item. Even in just a few sentences, these stories give me an instant connection to the product on-hand, making it more valuable than if it were displayed as a new item in an on-trend collection.

My experience at Pass the Baton reminded me that the currency of stories can be more valuable than the currency of yen. Reading the stories, I was surrounded by not just the things for sale, but the people who once owned them: their relationships, their hopes, their memories. It was a powerful experience and a good reminder to look beyond face value in evaluating the worth of things.

2. Ichiran Ramen: where senses are heightened

Where do you find the best ramen in Tokyo? For me, there’s one standout in the best-designed ramen-experience category: Ichiran. Out of the thousands of noodle shops in Japan, this one has choreographed the perfect environment to fully savor the flavors, tastes, and textures of ramen.

Ichiran is not a social affair: Each booth is designed for one person, and it’s filled with everything needed to savor the experience solo, including an individual water dispenser, chopsticks, and cups. Diners are served when a pair of hands emerge with the perfect bowl of ramen. The curtain closes, and then it’s just you, the bowl, and full-on sensory pleasure.

Ichiran is about the ramen and the ramen only. And what a bowl of ramen it is.

3. Ranking Ranqueen: Where the crowd decides

Here's the concept: Assemble the most popular or top-selling products in each category—peach-flavored candy, facial wipes, gift envelopes—and put them all in one store. Ranking makes it easy to breeze by the brightly lit, clearly ranked items, pick up the most highly recommended toothpaste or most popular J-pop album, and be on your way. The easy-to-understand system helps make sense of the myriad categories of Japanese consumer goods.

I began to realize that in Japan, people don’t just want to suspect they’re making a good purchasing decision, they need to know. Ranking Ranqueen taps into this innate cultural behavior by validating the shopper's choice as one that everyone else is making, too.

4. D47: Where provenance is put on display

For first-time travelers to Japan, it's all about Tokyo and Kyoto—most don’t realize that the country is woven together with a collection of prefectures, each with its own signature tools, crafts, and food. As a restaurant, museum, and design travel store, the D47 concept puts the spotlight on lesser-known cities.

At the restaurant, patrons are asked to choose where their food comes from, instead of selecting items they’d like to eat. The museum offers rotating exhibits. One of my favorites asked each prefecture to put together the "perfect gift box"—allowing visitors to experience the best from each region.

5. Kurage ga kumoni naru hi: Where loyalty is earned

Every year, our IDEO Tokyo studio goes on an off-site to immerse ourselves in a new part of Japan and set our goals for the upcoming year. Kanazawa was one destination, and dinner at Kurage ga kumoni naru hi was our last meal.

The menu comprised of just five items, all handwritten on a sheet. Confused by the lack of choice, we ended up ordering multiples of everything and were incredibly satisfied with the beautiful food. Just before the bill came, our server presented a tray of 10 blank wooden tokens, which she proceeded to pass out to each of us, one by one, saying, “The next time you come here, bring this token, and you will unlock a new set of dishes on the menu.” It was as if we’d uncovered a secret new level in a video game. We were definitely coming back to unlock it.

Kanazawa is hours from Tokyo, but we can't wait to see what the next part of this culinary adventure holds in store.

This article first appeared in digital magazine Ignition: ignition.co

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In 2011, I moved here to help start the IDEO Tokyo studio and immediately started collecting a list of places that push us to think of the everyday in new ways. As designers, we thrive on inspiration, and this country is overflowing with it, from carefully curated hospitality to sculpted food to the incredible assortment of subcultures. As with everything in Japan, each experience compels a look beneath the surface to truly grasp its meaning and intention.

We took a trip to the factory to see how far they’d come. The building looks more Willy Wonka than gritty Chicago. It features colorful banners on the front, greenhouses on the roof, and sun-tracking solar panels in the parking lot. A wind turbine spins in the back and the property even keeps its own colony of bees. Yet, as we explored inside, I found the most compelling part of their story was how human they decided to be along the way.

These folks are seriously clean.

Method is a B Corporation, which means they are a mission-driven company that follows certain environmental and social standards. Our tour guide Shannon, an old soap industry vet, helped us understand what this means at Method. We learned that each employee receives two paid volunteer days per year to help an organization of their choice. All ingredients used are sustainably sourced and packaged, mostly in recycled containers, and the energy surplus from their wind turbine and solar cells goes back into the grid. They even chose to forego factory fences and built a sidewalk through their property so their neighbors can more easily access nearby shops.

Method takes bottle service to the next level.

One of Method’s biggest inefficiencies was bottling, as the company they work with had bottles traveling nearly 1,000 miles before being filled and packaged. They built this new factory with enough space to bring the bottling company in-house, taking 1,000 miles down to 1,000 feet. Add to that a fleet of bio-diesel semi trucks used for delivery and you have a pretty efficient system.

Soap and salad, anyone?

Method rents their 75,000 square foot rooftop to Gotham Greens, a New York-based urban agriculture company, making it one of the largest rooftop greenhouses in the world. The fully automated setup has seeds entering one end and fresh, ready-to-buy produce exiting the other. (Hot tip for Chicago veggie lovers: Check out Gotham Greens' Windy City Crunch lettuce. It’s so fresh it hits shelves in just two days, compared to the average two weeks!)

As our tour wrapped up, Shannon told us a story about the biggest criticism lobbed at Method. In the world of eco-friendly soap making, Method is frowned upon for using color dyes and fragrances in their soaps, prompting some to claim Method isn’t even a “green” soap company. However, Shannon helped us understand this decision. It turns out, it takes more energy to dye the plastic in each soap bottle than it does to dye the soap. So, given that consumers want to pick brightly colored things from shelves, dyeing the soap is a better solution.

The story illustrates the fact that being eco-friendly is never simple. Instead, it involves many decisions, involving all facets of an organization. Having seen inside the factory, we emerged believing that Method was truly committed to making the planet—and our homes—a little bit cleaner.

Photos courtesy of Method, Sophie Feng, and Magen McAfee.

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Method Soap began in a grungy San Francisco flat, where roommates Eric Ryan and Adam Lowry started mixing eco-friendly soap recipes in beer pitchers. Now, 15 years later, they've opened the industry’s first LEED Platinum certified factory in Chicago’s Historic Pullman District.

Laughter erupted. Who in their right mind names their blog after an invertebrate?

A few days later: Headlines pour in about a spunky boneless creature, affectionately named Inky, who’d popped the lid of his tank in the National Aquarium of New Zealand and escaped down a drain hole to the Pacific Ocean. The soccer-ball-sized cephalopod was instantly exalted by the Internets for his smarts, curiosity, and, it must be said, insistence on being free. One commenter crowned him the “world's greatest hero.” Inky now has 280 followers on Twitter.

Upon further investigation, it turns out that octopuses are the designers of the deep sea. They collect coconut shells as mobile homes, assemble the perfect number of rocks to narrow the opening to their dens, and use their water jets to clean their lairs, like 8-legged Marie Kondos.

Indeed, they’ve been observed doing all the things we prize here at IDEO: "Octopuses engage in play, the deliberate, repeated, outwardly useless activity through which smarter animals explore their world and refine their skills...." They’re supremely multidisciplinary, big-brained and emotional, and they may even be possessed of a soul.

A mollusc that designs its environs, can change color and shape, and sprays ink like an old-fashioned pen? What more suitable mascot for IDEO’s blog, we thought. And so we let Inky take over our masthead forevermore.

The Octopus is intended to be a drive-thru for quick hits of inspiration. Our designers will share their thoughts on craft—how that shows up in their Moleskines and Instagrams and blogs and fonts and posters. They’ll offer how-tos and hot tips and other occupational obsessions.

Last week's obsession was Inky, so we had Greg, a designer in our Tokyo office, draw him, and Derek, a developer in our Chicago office, set him afloat (watch this space—Inky will be reimagined by guest artists).

“He is such a curious boy,” Rob Yarrell, the manager of New Zealand's national aquarium told the Guardian. “He would want to know what’s happening on the outside. That’s just his personality.” We want to know what’s happening on the outside, too. And we hope you’ll follow along as we squiggle out of our tank, pour our baggy bodies into a narrow opening, and seek out a better-designed world.

Header image courtesy of National Aquarium of New Zealand

Our blog needed a name. Like millions who’ve started blogs before us, we sat around a table and tossed around ideas, most with “design” tacked on, like a fake mustache. Exasperated after many false starts, someone blurted, “Let’s just call it The Octopus.”

If you’re not careful, that is. If you have tendencies toward indulgence. If you’re running on four hours' sleep thanks to an incredibly wakeful baby who recently exited your womb and moved into your house. If you like food.

It’s not that the food is unhealthy, it’s that it’s so plentiful. A nicely stocked office fridge and pantry is one thing; day after day of roasted brussels sprouts, kale and beet quinoa, and lemon chicken thighs left over from catered meetings is another. Not to mention the green tea Kit Kats brought back from research trips to Japan, the home-baked butter biscuits whipped up by well-meaning office mates, the bottomless bins of chocolate-covered almonds and cheddar bunnies taunting you behind those cabinet doors. All right, maybe the food’s not the healthiest.

I needed a plan, a tool of some kind to wield wooden-cross-style in the face of so much vampiric deliciousness.

For most people the food at my workplace is a dream come true, but for me it quickly becomes a nightmare of unchecked indulgence. When I came back from maternity leave, I knew I needed help. I needed a plan, a tool of some kind to wield wooden-cross-style in the face of so much vampiric deliciousness. I found that tool in my iPhone camera and a Tumblr feed.

I Didn’t Eat This is a blog of all the food at IDEO I’ve managed not to eat.

Photographing treats gave me a different way to consume them. I still got to have my moment with that cookie. While framing it up on my phone, I could savor its delectableness and availability—its sultry, loose, wanton availability, just sitting there on that napkin all alone—but then, instead of popping it in my mouth, I'd just hit a button and move on. I’d leave satisfied, yet the cookie would remain. One of my coworkers remarked that when I snapped a pic, I was capturing the cookie’s soul.

Sharing the blog became important, too. Word got around the office that I was using I Didn’t Eat This as tool for behavior change. The accountability helped. With every post, someone would joke that they had, in fact, eaten it—all the spiced carrot cake with orange-scented frosting that somebody brought from home—and I told them that was great. The blog wasn’t about shame or guilt. It celebrated food. And it celebrated my growing ability to say no to it.

One of my coworkers remarked that when I snapped a pic, I was capturing the cookie’s soul.

And, amazingly, it started to work. I replaced one behavior with another and the pounds began to drop. True, my new habit kept the cupcakes out of my piehole, but its real power was that it made me mindful. I now experienced a moment of choice — of personal agency — when I spied something yummy in the kitchen. Did I want to eat that yumminess or take its picture? Taste the food or just toast to it?

I’m now about eleven months into this experiment and I wish I could say that sticky brioche french toast bites no longer hold my mind prisoner, but nothing is ever that easy. I will say, though, that the moments of agency build on one another. It feels good to be in control. Soon after I started the blog, I found myself dusting off the old food-tracker app, drinking more water, and eventually working out.

It’s rare that I stick with any behavior for more than a few months at a time, but whenever one slips out of reach, another is there to rise and take its place, like an endless supply of chocolate-covered almonds. Or another slice of spiced carrot cake with orange-scented frosting. Or a cheddar-cheese arepa with chipotle aioli, all cozied up in a handy to-go wrapper.

Maybe I better go free up some space on my iPhone.

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Here’s what they won’t tell you about IDEO, or for that matter any company where you might happen to work: It will make you fat.

Here’s what they won’t tell you about IDEO, or for that matter any company where you might happen to work: It will make you fat.

I help organizations cut through complexity by shaping how they show up, through brand strategy, identity, and storytelling.

Working at the intersection of brand and business, I bring an editorial eye and a bias toward making—turning ideas into tangible experiences that people can understand, trust, and believe in.

My work spans government, healthcare, financial services, media, and consumer goods, from launching Gen Z-focused ventures to building innovation labs and reimagining legacy brands. I relish moments of ambiguity and enjoy translating across teams, perspectives, and priorities to move ideas forward.

I started my career in editorial and digital design, shaping cross-platform experiences and identity systems in publishing and agency environments. That foundation still shapes how I work today: I’m detail-oriented, collaborative, and overreliant on the Oxford comma. I hold a BFA in Visual Communication from the School of the Art Institute of Chicago.

For 25 years, I've asked the same question: Who does this design exclude—and what are we going to do about it?

My work spans human-centered strategy, inclusive design, and qualitative research, with clients ranging from Microsoft, Google, and Verizon to the National Science Foundation, and San Francisco Unified School District.

Before IDEO, I taught elementary school in East Palo Alto and spent a decade doing design work with social service organizations—where I learned firsthand what it costs people when systems are built without them in mind.

I am currently writing User Error, a nonfiction book about digital access and the design decisions behind it. I live in Oakland, California.

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My expertise spans brand, communication, and product design across tech, education, the arts, and social impact.

I believe great work demands both high-level vision and obsessive attention to detail, and only happens through collaboration.

I bring an inclusive, hands-on approach and a deep understanding of business, which enables me to consistently deliver excellence while always asking why.

Before joining IDEO, I worked at the brand firms Pentagram and VSA Partners. I began my career as a designer, leading teams at the School of the Art Institute of Chicago and the Milwaukee Art Museum. I hold an MFA in graphic design from Maryland Institute College of Art and a BFA in communication design from the Milwaukee Institute of Art & Design, and have taught at some of the best design schools in the US.

I am responsible for IDEO’s long-term success in China and working with clients to use design as a tool to enable growth. Specifically, I have helped Chinese companies design holistic brand solutions through the development of their products, communication, services, and innovation teams, and I have helped multinationals expand their presence and influence in China.

I advise global leaders on developing China-led innovation and capabilities.

In over 15 years in IDEO Shanghai, I have worked on projects that use design to elevate the quality of the experience of healthcare products and services, streamline processes that increase productivity, create spaces and programs that promote and enable inclusive communities, and build next generation mobility solutions that are planet-positive.

Before joining IDEO, I worked at Philips Electronics and the Electrolux Group in Italy, the Netherlands, and Singapore on a number of breakthrough commercial products. I am a member of the Young President Organization in Shanghai.

Most AI products today are built for work—a space with clear problems and established systems. One founder noticed a gap: personal life is messier, harder to systematize, and mostly left behind by the AI boom. So she built Cue, a personal AI that lives inside iMessage and group chats, to go where the other tools haven't.

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In this episode, Becca Carroll, IDEO's Chief Strategy Officer, talks with Sida Li, co-founder and CEO of Shared Context Lab, about staying anchored to a human need while the technology around her keeps changing shape, why she treats her business model with the same rigor she'd bring to a product, and what it feels like to build a company at this particular, disorienting moment in AI.

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The conversation also gets into how Sida makes design decisions: the language Cue uses to describe itself, the tradeoffs behind building inside iMessage instead of a new app, and a real story about a business idea that didn’t pan out.

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This is the second in a two-part series profiling founders from IDEO's Startups-in-Residence program. The first conversation is with Johannes Seemann, founder of Sooner, on designing GenAI for the emotional side of money.

Most personal financial tools are built to run the numbers and optimize towards a budget. While that works for some, most people experience money as a lived relationship that does not neatly fit into a spreadsheet. Johannes Seemann and Becca Carroll discuss why money is emotional before it is mathematical, and what a human-centered approach to building a generative AI financial product looks like in practice.

Mina Seetharaman talks with Scott Shigeoka, author of Seek and Head of Curiosity Cultivation at the Eames Institute, about what distinguishes genuinely curious leadership from performative curiosity, how power dynamics shape curiosity, and why practicing curiosity can restore energy rather than drain it.

Mina Seetharaman talks with David Epstein, author of Inside the Box and Range, about why total freedom often produces average work, how leaders can design useful limits on purpose, and what organizations such as General Magic and Pixar reveal about the relationship between boundaries and creativity.