When you’re under 40, buying a life insurance policy may seem about as practical as buying a Humvee. That makes insurance a tough sell for a 165-year-old company like MassMutual. To find a way to become relevant to this generation, MassMutual partnered with IDEO with a mission to get young people interested in their own spending habits.

Over the course of two years, the teams set out to learn about how people across the US spend and save their money, and they uncovered a simple theory: you either have a smart money mindset or you don’t. When it comes to being mature about financial issues—chipping away debt, saving to buy a car—it doesn’t always come naturally. If anything, many feel disconnected from money-related matters, even if it’s in their best interest to know more.

"I hate going to a bank and not really knowing what I am doing when it comes to money," said Simon Bowers, a 31-year-old who works in public relations, featured in an article in Fast Company about the MassMutual-IDEO collaboration. "They don’t seem to take into account that this might be scary for us."

So how to invite this wary demographic to the table? Design an accessible way to meet them wherever they are: online and on their phones. IDEO helped build the new venture from the ground up—designing a brand identity and experience focused on transparency, meeting users where they are, and helping people navigate complicated financial situations so they can live life on their own terms. It’s called Society of Grownups, and you can think of it as a sort of master’s program for adulthood. Each piece of the program builds on a common vision that continues to iterate every day.

After building and testing full-scale, live prototypes, the brick-and-mortar Boston location opened in 2014 and operated much like a supper club—a warm, inviting space where young people could hang out, feast on delicious meals, attend talks, and learn about things like 401Ks, living on a budget, and how to pick good, cheap wine. After two years of continued prototyping, MassMutual recognized that the digital channel has the most potential to grow and closed the brick-and-mortar location to focus their investment in building out the bespoke online financial tools to reach more people across the nation.

From leeches to gene therapy, how we treat sickness has changed beyond recognition over the centuries. But one question asked by ancient healers and modern doctors alike remains the same: “How are you feeling?”

“We’ve had the ‘quantified self’ for a number of years—sensors that measure steps, weight, blood pressure,” said Bruce Hellman, cofounder of UK-based digital health startup uMotif. “But by only focusing on the quantitative, we miss the whole picture of a person.”

Hellman cofounded uMotif in 2012, inspired by the self-awareness he gained when tracking his sleep after his baby was born. uMotif gives people the tools to record and track their mood, sleep, and clinically relevant symptoms like dizziness or breathlessness on their mobile phone app, and share the resulting data with their doctor and care team to better inform appointments, and treatment plans.

Named as one of 50 UK "scale-ups" that could grow to over £100m in revenue by not-for-profit organization Silicon Valley Comes to the UK, uMotif’s software and apps have been deployed in dozens of hospitals, and profiled in The Guardian, The Daily Telegraph, and The London Times. With a view to scaling strategically, Hellman applied to IDEO Europe’s first Startup in Residence, a three-month-long program to accelerate companies through design thinking. “We brought the whole of uMotif to IDEO: product, organization, branding, approach, and business model,” said Hellman. “We were keen to re-consider just about everything.”

During the residency, the uMotif team embedded with IDEO’s London studio to work closely with an eclectic team of interaction, business, and communication designers, and design researchers, to explore every aspect of the business.

The team found that although uMotif’s organic growth had reflected the rapidly expanding digital health market, the offer was somewhat fragmented as a result. In response, uMotif decided to tighten its sales focus from 14 branches of medicine to just two: oncology and cardiology (with mental health as an R&D area).

In-depth interviews with patients, nurses, doctors, and executives revealed a clear opportunity: “simple symptom tracking for people going through an acute or serious period in their health, to activate and extend the patient-care team relationship,” Hellman says. The focus switched from the Quantified Self to the Qualified Self, coined by the team to reference uMotif’s unique approach to measuring how people feel.

Designers set about reconfiguring and prototyping aspects of the brand, product, business, and organizational model for delivery. Whereas the original uMotif product had been designed with a single clinician in mind, the team designed a new dashboard catering for the reality of modern healthcare—multiple caregivers.

Ultimately, uMotif’s offer is not just about helping patients understand their own health; it’s about providing meaningful insights that enable them to have richer conversations with their care teams—allowing them to work together to improve care plans and outcomes.

“We are a much more focused, confident, and clear organization, truly prepared to scale sales, delivery and clinical impact,” says Hellman, referring to the impact of their participation in the Startup in Residence program. Now back in its own headquarters, the team takes with it a toolkit of IDEO systems and processes with which to run their business and to apply to new projects, products, and services.

“Health systems around the world are quickly adopting digital channels,” he said. “We aim to be at the forefront of this inevitable shift, using design thinking to put people at the centre of their care, improving quality of life, treatment outcomes, and healthcare experience.”

WATCH: uMotif: Sam's Story.

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IDEO designers wanted to take on a challenge: How might we help kids make better decisions around food and being active?

Designers moved forward with three concepts that addressed this challenge from three completely different directions:

• Top Chops, a hands-on cooking adventure that builds kids’ confidence in the kitchen by working toward becoming a Top Chop “master chef.”
• Daredevils, a wearable device that measures the intensity of energy exerted, but doesn’t prescribe the activity, which kids can use to dare each other to reach activity goals.
• Presso, a set of child-size kitchen tools that slice and dice fresh food in imaginative ways, making cooking fun and helping kids feel they have a role in making their own healthy food.

The design team behind this work was featured on 60 Minutes, and some of the resulting concepts were featured on CBS This Morning.

In updating the popular and industry-defining PalmPilot, Palm Computing wanted to reposition the next-generation Palm V as a high-design accessory to set it apart from its many imitators.

Together with IDEO, it crafted a sleek, elegant device, half the thickness of the original in an anodized aluminum housing. Incorporating an internal lithium-ion battery that recharges in the dock, the side rails act as an open architecture to provide attachment for a variety of styluses, cases, and other add-ons.

In one sentence who are you?

Artist from Bristol, UK, currently living in NYC.

What do you do? How did you learn it?

I draw and paint every day. It is hard to pinpoint how I learned to draw, but I have been practicing since I was a young lad. I would always draw what was around me.

I have always been inspired by artists who draw with an energetic, loose line. Quentin Blake, Ralph Steadman, Chris Orr, Robert Weaver, and Linda Kitson were artists I looked up to.

As I got into my early teens, I really got immersed in depicting the urban environment. This was fueled by picture books that my dad would bring back from trips to the US. American cities didn’t look like UK ones.

I went to art college, but I largely stuck to my guns and just made the work that I wanted to make. To be honest, I’m making it up as I go along.

WATCH: IDEO San Francisco mural, 2017

3 favorite possessions?

My sketchbooks from the last 25 years and a giant Spitfire that I made and had hanging in my old studio.

What does a typical work session look like?

I am normally juggling three projects, so I try to split up the day and do a few hours on each.

I tend to do the large-scale work in my studio apartment, and then I have a desk in a shared studio where I do smaller jobs.

So I guess I work in two to three hour bursts, and then go do something else. Obviously, if there is a pressing deadline, that goes out the window. I do 12-plus hour sessions sometimes.

How do you get over creative block?

Go running, to the gym, or for a pint. Talk to a friend and then go out and draw something. Or just start something. Sometimes I think too much.

I also keep a small, pocket-sized sketchbook on my person, so that when I am traveling about the city I can draw people and things that catch my eye. It is a lovely way to see stuff. People spend so much time looking at their phones these days, they miss out on so many things that are happening in real life.

How do you see the world in 2078?

Warm.

What’s your number one bucket list item?

I’d like to watch a cricket test match in the Caribbean.

Who are you creative crushin’ on lately?

I am looking at painters a lot these days. Here are a few: Peter Doig, Paul Davis, Jacob Lawrence, Jules de Balincourt, Enoc Perez, John Virtue, Edward Hopper, George Bellows…

I first discovered Patrick Vale's work while sourcing muralists for an installation in our entryway. I became entranced by the organized madness of his large-scale cityscapes—the attention to detail, consistency, and sheer patience they required to complete. Pat embedded himself in IDEO's San Francisco studio for more than a week—morning, noon, and night—to create an alternative map-view of San Francisco. I caught up with him to get the backstory.

As the person in charge of the overall employee experience for IDEO San Francisco, I should have known better. Neither my husband nor I have any experience running a coffee business. Had we known how hard it would be, we would have surely taken one look at the space and balked. Instead, we tore down walls, stood in line at the city building department, had our eyes opened wide, cried out in frustration, and in the process, learned a hell of a lot.

Thinking about starting a side business after hours? Here are 5 lessons we learned the hard way:

1. The laws won’t bend around your business

Turns out it’s staggeringly difficult to open a city-approved and permitted food establishment in a space where there hadn’t previously been one. The ADA laws (The Americans with Disabilities Act) are incredibly intricate. When IDEO opened a new office to house our growing business, I already understood the language the architect used to describe ADA issues we might face, and how bureaucratic and difficult the permit process might be.

2. Designing a great experience = problem solving

If you're starting a side biz, think hard about which learnings from your day job are transferable. Working in experience design, I already knew what it was like to be in a constant state of problem solving, failing quickly, and learning from it all. My relationship with the IDEO community and my commitment to giving them what they want—and to saying no when necessary—was paramount. I use my skills in thinking about space, how best to use it, and how to realize potential problems before they surface every day at Snow White.

3. Everything will go wrong

We installed an ice cream machine that failed almost immediately. (Who knew your ice cream machine won’t stay cold enough if your shop isn't air conditioned?) We’ve also dealt with the lack of a freezer or a proper ice machine, too little dry storage, and leaking sinks. When you're starting a new business, expect to be prototyping and problem solving around obstacles constantly.

4. Take breaks and rely on your community

We’ve learned when to say no and when to take a break. That has been essential to avoiding burnout. Expect to call in lots of favors and make sure you return those favors over time. We’ve made strong relationships with our community by asking them for favors when we need to, and giving back to them when we can.

5. Blind faith is your friend

Some lessons are less tactile, like how being fearless pays off in the end. It allows me to make quick changes without feeling paralyzed. We all let barriers get in the way. We come up with reasons why something won’t work. The blind faith we had when we decided to open the shop is in itself a lesson—and the most important one we learned. I've taken that lesson back to IDEO (and we certainly have better coffee in the office now too!).

A year later, the learning continues. We’re constantly trying new things to evolve our business. Stop by Snow White Coffee Bar for a latté some time and let our defiance inspire you to jump into something you think you can’t.

Last winter, while walking down a busy shop-lined street a block from our home in Oakland, my husband and I noticed a handwritten FOR LEASE sign posted in the window of a dirty dry cleaners. “This is such a great location, someone should put a coffee shop here!” we joked. But it was no joke—four months later, on April 20, 2016, we opened the doors to Snow White Coffee Bar.

Inspired by the New York Times’ piece on How to Fall in Love with Anyone, I reached out to my fellow IDEOers and asked about some of their favorite ways to break down barriers when meeting new people—especially in a group setting. They showered me with activity ideas.

Here are my top 5 favorite ways to break down barriers:

1. 3 Things in 3 Minutes

Everyone partners up with someone, ideally a person they don’t know well. Each pair has three minutes to discover three things they have in common that go beyond the obvious, like “We’re both in this room together,” or “We’re both wearing glasses.” After three minutes, everyone shares what they’ve learned with the group. Discoveries get pretty specific and have ranged from “We both have an adopted 11-year-old daughter from Guatemala” to “Our moms went to high school together in Detroit!”

2. Whose Life Is It Anyway?

Each person brings photos of their life (house, room, stuff, friends, etc.). The only rule is they can’t be in the images. When the group comes together, each person puts up their photos, and everyone has to guess whose life is whose. After each person is revealed, they have an opportunity to share a few components from their lives that are represented in the photographs.

3. Grouping Game

Create a series of categories that a group can use to organize themselves. They might be as simple as “cat person or dog person” or “Mac user or PC user,” or provide a bit more context about people’s background, such as “oldest, middle, youngest, or only child” or “religious or non-religious.” Once you have a handful of categories, call them out one-by-one, and have people form groups based on how they identify. For each round, have people ask one of the other questions of another group. By the end of the exercise, they will have been part of a dozen or so different “communities,” each comprised of a different set of people.

4. Acknowledgement Line

Have the group form two lines facing each other. Then, have them partner with the person they’re facing and take turns following these prompts (even if you know nothing about them):

• What do you want to know about this person? (Curiosity)
• What do you appreciate about this person? (Appreciation)
• What do you want to share about yourself with this person? (Acknowledgement)
• What can you contribute or give to this person? (Contribution)

5. Uniqueness Share

Each person takes turns sharing a fact about who they are or what they've done. If someone else in the room has done it before, then the person sharing needs to come up with another fact about themselves. So, if one person says, “I biked across the country,” and someone else says, “I’ve done that too!” then you would need find another fact, such as “I lived in Thailand.” Keep going until you find something that is truly unique about each person.

Any one of these exercises will help bring a feeling of common humanity into view. So, next time you enter a room full of strangers, save the cheesy icebreakers and admit that you’re a cat person instead.

Thanks to Mollie West Duffy, Neil Stevenson, Deirdre Cerminaro, Caryn Voskuil, and Heather Currier Hunt for their contributions.

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Walking into a room of strangers can feel daunting. Small talk is hard enough, and it’s even trickier to delve into deeper topics right off the bat. I chuckled when I found out that the Dictionary of Obscure Sorrows has a term for the realization that every person has a story as complex as yours. But how do you unlock those stories with someone you've just met?

Working in food and hospitality design, I’m always on the lookout for what's new in the space. So, the moment I heard about SingleThread, I booked a night for my husband and me as an anniversary gift.

I suppose it’s an occupational hazard that I couldn’t help but notice the thoughtfully considered details that give SingleThread its hospitality superpowers. We were swept off our feet personally, but I also walked away with design insights that I took back to work.

At IDEO, we look to extremes for inspiration—people, brands, or environments that exaggerate specific behaviors. When we designed a line of ergonomic kitchen tools, we prototyped with both sous chefs and with those suffering from arthritis. Edge cases reveal what is or is not working, helping us generate opportunities for innovation.

SingleThread is most certainly an edge case. The name says it all—their vision is highly crafted, and a thread of that vision is woven into every detail of the experience.

3 lessons SingleThread Farms taught me about designing modern hospitality:

1. Don't tell your brand story, weave it in

At some hotels, the brand or theme takes over everything. Sweden’s IceHotel, Japan’s Robot Hotels, Underwater, and Disney's Star Wars hotel might be fun once or twice, but they're less about a tailored guest experience, and more about their own story.

To say that SingleThread’s theme is “farm to table” would be a gross oversimplification. The larger purpose, as its creators Kyle and Katina Connaughton shared with us, is “to be an extension of our home.” That is demonstrated in every detail, from the open kitchen serving a kaiseki-inspired menu that changes with the micro-seasonal produce Katina has pulled out of the ground that day, to the guest rooms upstairs, where the mini-bar is replaced by a curated selection of gratuit handmade snacks and beverages.

About halfway into our 11-course dining journey, we were presented with a basket of mismatched sake cups and invited to “choose one that speaks to us.” That was a first.

2. Aim for personal, not personalized

Personalization, the longstanding holy grail of the hospitality industry, is being reframed in the sharing economy. Airbnb's “belong anywhere” message is made real by guided experiences that help guests feel at home in the local culture.

SingleThread builds in degrees of freedom that make the experience feel personal, not programmed: A towel hook thoughtfully placed just outside the shower door so you aren’t left to tiptoe across the floor, a wooden ladle atop a tray over the bath, pre-filled with soaking salts.

At a nightly pre-dinner meeting, the staff reviews guests’ bios and dietary requests so they can adjust the dining experience in a seamless, subtle way.

3. Put smart tech in a supporting role

Tech features in hospitality are growing fast. From Disney’s MagicBands to mobile check-in apps, hospitality providers are looking for new ways to meet guests’ needs.

SingleThread has mastered hidden tech, integrating just enough to create a highly sensual, human-centered experience that connects them more deeply with their guests.

Guests prepay through a reservation ticket system called Tock, so that any transactions that might take them out of the moment—tipping the bellhop, front desk check-in—are removed from the equation.

A front door camera helps to ensure you are greeted by name when you walk inside.

For keyless entry into your room, you’re invited to create your own passcode.

Each room is equipped with a Teforia tea system that calibrates the exact time, temperature, and amount of water needed to brew you the perfect cup.

These smart tech moments aren't show-stoppers. They're there to remove friction from the experience.

Though SingleThread Farms is a boutique hotel, it doesn’t take five stars, or dollar signs, to show guests you truly understand their needs. It was the small design moments that made our stay an experience I (and my marriage) will never forget.

Have your own outstanding hospitality experience to share? Share with me on Twitter @MeijaJ with the hashtag #HospitalitySuperpower.

Header image by Garrett Rowland.

Where would you like your breakfast served? Your room? The study? The roof? This was the kind of tough decision I faced during my stay at the SingleThread Farms, the highly anticipated inn and restaurant that opened in Healdsburg late last year. After the 90 minute trek from San Francisco, I was welcomed by name and guided to my room, where I tapped a code I’d made up for keyless entry. I never touched a credit card during my stay.

I help organizations cut through complexity by shaping how they show up, through brand strategy, identity, and storytelling.

Working at the intersection of brand and business, I bring an editorial eye and a bias toward making—turning ideas into tangible experiences that people can understand, trust, and believe in.

My work spans government, healthcare, financial services, media, and consumer goods, from launching Gen Z-focused ventures to building innovation labs and reimagining legacy brands. I relish moments of ambiguity and enjoy translating across teams, perspectives, and priorities to move ideas forward.

I started my career in editorial and digital design, shaping cross-platform experiences and identity systems in publishing and agency environments. That foundation still shapes how I work today: I’m detail-oriented, collaborative, and overreliant on the Oxford comma. I hold a BFA in Visual Communication from the School of the Art Institute of Chicago.

For 25 years, I've asked the same question: Who does this design exclude—and what are we going to do about it?

My work spans human-centered strategy, inclusive design, and qualitative research, with clients ranging from Microsoft, Google, and Verizon to the National Science Foundation, and San Francisco Unified School District.

Before IDEO, I taught elementary school in East Palo Alto and spent a decade doing design work with social service organizations—where I learned firsthand what it costs people when systems are built without them in mind.

I am currently writing User Error, a nonfiction book about digital access and the design decisions behind it. I live in Oakland, California.

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My expertise spans brand, communication, and product design across tech, education, the arts, and social impact.

I believe great work demands both high-level vision and obsessive attention to detail, and only happens through collaboration.

I bring an inclusive, hands-on approach and a deep understanding of business, which enables me to consistently deliver excellence while always asking why.

Before joining IDEO, I worked at the brand firms Pentagram and VSA Partners. I began my career as a designer, leading teams at the School of the Art Institute of Chicago and the Milwaukee Art Museum. I hold an MFA in graphic design from Maryland Institute College of Art and a BFA in communication design from the Milwaukee Institute of Art & Design, and have taught at some of the best design schools in the US.

I am responsible for IDEO’s long-term success in China and working with clients to use design as a tool to enable growth. Specifically, I have helped Chinese companies design holistic brand solutions through the development of their products, communication, services, and innovation teams, and I have helped multinationals expand their presence and influence in China.

I advise global leaders on developing China-led innovation and capabilities.

In over 15 years in IDEO Shanghai, I have worked on projects that use design to elevate the quality of the experience of healthcare products and services, streamline processes that increase productivity, create spaces and programs that promote and enable inclusive communities, and build next generation mobility solutions that are planet-positive.

Before joining IDEO, I worked at Philips Electronics and the Electrolux Group in Italy, the Netherlands, and Singapore on a number of breakthrough commercial products. I am a member of the Young President Organization in Shanghai.

Most AI products today are built for work—a space with clear problems and established systems. One founder noticed a gap: personal life is messier, harder to systematize, and mostly left behind by the AI boom. So she built Cue, a personal AI that lives inside iMessage and group chats, to go where the other tools haven't.

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In this episode, Becca Carroll, IDEO's Chief Strategy Officer, talks with Sida Li, co-founder and CEO of Shared Context Lab, about staying anchored to a human need while the technology around her keeps changing shape, why she treats her business model with the same rigor she'd bring to a product, and what it feels like to build a company at this particular, disorienting moment in AI.

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The conversation also gets into how Sida makes design decisions: the language Cue uses to describe itself, the tradeoffs behind building inside iMessage instead of a new app, and a real story about a business idea that didn’t pan out.

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This is the second in a two-part series profiling founders from IDEO's Startups-in-Residence program. The first conversation is with Johannes Seemann, founder of Sooner, on designing GenAI for the emotional side of money.

Most personal financial tools are built to run the numbers and optimize towards a budget. While that works for some, most people experience money as a lived relationship that does not neatly fit into a spreadsheet. Johannes Seemann and Becca Carroll discuss why money is emotional before it is mathematical, and what a human-centered approach to building a generative AI financial product looks like in practice.

Mina Seetharaman talks with Scott Shigeoka, author of Seek and Head of Curiosity Cultivation at the Eames Institute, about what distinguishes genuinely curious leadership from performative curiosity, how power dynamics shape curiosity, and why practicing curiosity can restore energy rather than drain it.

Mina Seetharaman talks with David Epstein, author of Inside the Box and Range, about why total freedom often produces average work, how leaders can design useful limits on purpose, and what organizations such as General Magic and Pixar reveal about the relationship between boundaries and creativity.