

Helping young adults make smart money decisions
Society of Grownups offers financial advice to those who need it most.
When you’re under 40, buying a life insurance policy may seem about as practical as buying a Humvee. That makes insurance a tough sell for a 165-year-old company like MassMutual. To find a way to become relevant to this generation, MassMutual partnered with IDEO with a mission to get young people interested in their own spending habits.
Over the course of two years, the teams set out to learn about how people across the US spend and save their money, and they uncovered a simple theory: you either have a smart money mindset or you don’t. When it comes to being mature about financial issues—chipping away debt, saving to buy a car—it doesn’t always come naturally. If anything, many feel disconnected from money-related matters, even if it’s in their best interest to know more.
"I hate going to a bank and not really knowing what I am doing when it comes to money," said Simon Bowers, a 31-year-old who works in public relations, featured in an article in Fast Company about the MassMutual-IDEO collaboration. "They don’t seem to take into account that this might be scary for us."
So how to invite this wary demographic to the table? Design an accessible way to meet them wherever they are: online and on their phones. IDEO helped build the new venture from the ground up—designing a brand identity and experience focused on transparency, meeting users where they are, and helping people navigate complicated financial situations so they can live life on their own terms. It’s called Society of Grownups, and you can think of it as a sort of master’s program for adulthood. Each piece of the program builds on a common vision that continues to iterate every day.

After building and testing full-scale, live prototypes, the brick-and-mortar Boston location opened in 2014 and operated much like a supper club—a warm, inviting space where young people could hang out, feast on delicious meals, attend talks, and learn about things like 401Ks, living on a budget, and how to pick good, cheap wine. After two years of continued prototyping, MassMutual recognized that the digital channel has the most potential to grow and closed the brick-and-mortar location to focus their investment in building out the bespoke online financial tools to reach more people across the nation.



Helping a digital healthcare startup to scale up
A redesign, a rebrand, and a new focus.
From leeches to gene therapy, how we treat sickness has changed beyond recognition over the centuries. But one question asked by ancient healers and modern doctors alike remains the same: “How are you feeling?”
“We’ve had the ‘quantified self’ for a number of years—sensors that measure steps, weight, blood pressure,” said Bruce Hellman, cofounder of UK-based digital health startup uMotif. “But by only focusing on the quantitative, we miss the whole picture of a person.”
Hellman cofounded uMotif in 2012, inspired by the self-awareness he gained when tracking his sleep after his baby was born. uMotif gives people the tools to record and track their mood, sleep, and clinically relevant symptoms like dizziness or breathlessness on their mobile phone app, and share the resulting data with their doctor and care team to better inform appointments, and treatment plans.
Named as one of 50 UK "scale-ups" that could grow to over £100m in revenue by not-for-profit organization Silicon Valley Comes to the UK, uMotif’s software and apps have been deployed in dozens of hospitals, and profiled in The Guardian, The Daily Telegraph, and The London Times. With a view to scaling strategically, Hellman applied to IDEO Europe’s first Startup in Residence, a three-month-long program to accelerate companies through design thinking. “We brought the whole of uMotif to IDEO: product, organization, branding, approach, and business model,” said Hellman. “We were keen to re-consider just about everything.”
During the residency, the uMotif team embedded with IDEO’s London studio to work closely with an eclectic team of interaction, business, and communication designers, and design researchers, to explore every aspect of the business.
The team found that although uMotif’s organic growth had reflected the rapidly expanding digital health market, the offer was somewhat fragmented as a result. In response, uMotif decided to tighten its sales focus from 14 branches of medicine to just two: oncology and cardiology (with mental health as an R&D area).
In-depth interviews with patients, nurses, doctors, and executives revealed a clear opportunity: “simple symptom tracking for people going through an acute or serious period in their health, to activate and extend the patient-care team relationship,” Hellman says. The focus switched from the Quantified Self to the Qualified Self, coined by the team to reference uMotif’s unique approach to measuring how people feel.
Designers set about reconfiguring and prototyping aspects of the brand, product, business, and organizational model for delivery. Whereas the original uMotif product had been designed with a single clinician in mind, the team designed a new dashboard catering for the reality of modern healthcare—multiple caregivers.
Ultimately, uMotif’s offer is not just about helping patients understand their own health; it’s about providing meaningful insights that enable them to have richer conversations with their care teams—allowing them to work together to improve care plans and outcomes.
“We are a much more focused, confident, and clear organization, truly prepared to scale sales, delivery and clinical impact,” says Hellman, referring to the impact of their participation in the Startup in Residence program. Now back in its own headquarters, the team takes with it a toolkit of IDEO systems and processes with which to run their business and to apply to new projects, products, and services.
“Health systems around the world are quickly adopting digital channels,” he said. “We aim to be at the forefront of this inevitable shift, using design thinking to put people at the centre of their care, improving quality of life, treatment outcomes, and healthcare experience.”
WATCH: uMotif: Sam's Story.


Helping kids make healthy choices
Three design concepts that help kids make healthier choices around food and exercise.
IDEO designers wanted to take on a challenge: How might we help kids make better decisions around food and being active?
Designers moved forward with three concepts that addressed this challenge from three completely different directions:
- Top Chops, a hands-on cooking adventure that builds kids’ confidence in the kitchen by working toward becoming a Top Chop “master chef.”
- Daredevils, a wearable device that measures the intensity of energy exerted, but doesn’t prescribe the activity, which kids can use to dare each other to reach activity goals.
- Presso, a set of child-size kitchen tools that slice and dice fresh food in imaginative ways, making cooking fun and helping kids feel they have a role in making their own healthy food.
The design team behind this work was featured on 60 Minutes, and some of the resulting concepts were featured on CBS This Morning.




Handheld organizer becomes a sleek accessory
Redesigning a utilitarian tool to set it apart from imitators.
In updating the popular and industry-defining PalmPilot, Palm Computing wanted to reposition the next-generation Palm V as a high-design accessory to set it apart from its many imitators.
Together with IDEO, it crafted a sleek, elegant device, half the thickness of the original in an anodized aluminum housing. Incorporating an internal lithium-ion battery that recharges in the dock, the side rails act as an open architecture to provide attachment for a variety of styluses, cases, and other add-ons.


To make sense of messy research, get visual
“Sketch synthesis” is a way to make sense of research data and share that sense with others
We’ve brought back thousands of photos and videos and hundreds of Post-its. As we stare at the sea of notes, I feel stuck and a little panicked. Are there answers in this data soup?
This messy moment in the design process is called “synthesis,” when designers start to distill all our research into tangible possibilities. Synthesis can feel ambiguous, stiff, and chaotic all at once; the secret is to keep moving forward any way you can.
My way of conquering the chaos is a method I call “sketch synthesis.”
Here's my sketching process for this project, which you can adapt for your own team.
Step 1: Pare it down
First, I put the notes from each research interview, observation, or experience onto separate poster boards. Then, I took a step back and distilled the information from each of these boards into just four or five sketched post-its.

These sketches are from our interview with an extreme commuter. The express his ideal travel experience: an environment that brings the outside in and serves as an extended coworking space.
Sketches can feature characters, icons, or graphs—anything that provides a helpful cue for you. You don’t need to be a great artist to sketch. The idea is to summarize what you’ve learned visually, even if those visuals are stick figures!
Step 2: Cluster it up
Next, I took another step back and turned my individual sketches from each poster board into a series of sketch clusters, grouped around emerging themes.

This cluster is focused on the theme of "place." It's a mind map of sorts, featuring images that represent a range of experiences, interviews, and secondary research we uncovered related to the theme.
Don’t be afraid to discard the ideas that aren’t standing out. The aim of this step is to sort and refine what you’ve learned, using sketching as a filter.
Step 3: Talk it through
I invited the rest of the team to review the sketch clusters with me. Working together, we turned the clusters into concrete design questions that could help us get tangible, fast.
The goal is to share your sense-making with others to figure out if you’ve captured the essence of the research, or need to go back to your original poster boards and find the missing thread that ties it all together.

These sketch clusters helped the team gather our thoughts and articulate the questions we hoped to explore with our client in the next phase of the project. They captured our research insights and pointed the way to new transportation innovations.
For me, sketch synthesis is a way of bringing clarity and momentum to tough moments in the design process. Plus, drawings are a natural starting point for design, which the team can build on and our clients can easily understand.
Sketching also creates a common language for designers to communicate. At IDEO, people come from all around the world. On this team, I worked alongside designers from Germany, South Korea, France, and the U.S.
While I’m drawn to sketching, you might have a natural inclination to express yourself through role play, writing, film, or data. There are no limits to the creative problem-solving skills that might help your team synthesize.
The secret is to keep moving toward the answers, even when things feel messy—and to have a little fun along the way.
This post was adapted from a talk I presented for Mixed Methods, hosted at Airbnb in San Francisco.
It’s Monday morning and our design team is back after three weeks on the road researching the future of shared vehicles. We've soaked up a ton of inspiration by talking to transport experts and observing commuters.


How we can help technology to be good
Our technology should bring out the best in us
As someone whose profession is to design new experiences with technology, I find this thought-provoking. It’s a current and widely-experienced example of something that has always been true of new technology: It has as much potential to have negative impact as positive. Which way it goes has always been more about the path that we put the technology on than the technology itself.
When I was asked to speak at TEDxGlasgow this year, I took the opportunity to explain how design can help. There are straightforward things that we can do to make sure that our technology brings out the best in us. Watch my talk below.
David Webster speaks at TEDxGlasgow.
We all have love-hate relationships with those buzzing bricks of aluminum in our pockets. On the one hand, they have the incredible power to connect us to people, information, and knowledge. But on the other, that constant access can become constant distraction, detaching us from real moments that matter.


What org design actually looks like
Follow an IDEO organization designer through a day of collaboration, synthesis, and making
As an org designer, my job is to use the tools of design to enhance organizational culture, boost collaboration and teamwork, improve structures and processes, enable learning and development, and create a sense of purpose and belonging. Then, I sleep.
6:30am: Morning run

If I’m going to help inspire other people, I need to start by getting inspired myself. For me, that comes from running in Prospect Park twice a week. Being near trees elevates my mood and restores me. It’s the only time during my day in urban New York City when I can actually smell plants and dirt.
8:30am: The Book-lyn Bridge

I take the subway from Brooklyn, where I live, to our New York City office. I don’t mind the commute because I can read two to three books a week. It’s often a chance for me to dive into new perspectives on culture, leadership, and collaboration. Reading Jake Knapp’s book Sprint sparked so many ideas, I asked him to speak with our clients—and he did!
10:00am: Get the gears turning

Once I’ve settled into our studio in the West Village, I lead a quick morning standup in our project space with my teammates before our clients join us. We often work side-by-side with our org change clients, either by hosting them in our project space or by going to their offices (or both!).
11:00am: Disrupt your wallet

In this project, we’re helping our client organization launch an internal user-centricity team. This team will help train employees to better understand the way their customers feel about and use their products. Today we are kicking off a workshop with a new group of employees. To teach them about human-centered design, we’re doing an exercise where they split up into pairs and redesign each other's wallets. If you want to improve an object that people carry with them all day every day, you’ve got to listen closely to their needs and idiosyncrasies.
12:30pm: Lunchtime making

Every Thursday at lunch, the entire studio comes together for a craft project to engage our senses and inspire us. We call it “Maketime.” Today, our clients are joining us to do blind contour drawings. My colleague Loren is leading the session. We sit at tables facing another person. Loren asks each of us to draw the person across from us without looking down at our paper and without lifting up our pen. Then we share our drawings, laughing at the results. This technique helps build hand/eye communication.
2:30pm: Remote synthesis

So much of org design is about communication. But many companies have teams that work remotely. This client's core team is based in the tri-state area, but the extended team is farther away. So, this afternoon, my teammate Nili and I are leading a session with our extended client team to synthesize the research we’ve done together. We’ve designed a series of concepts and tested them out with employees in the organization. Based on that feedback, we’re positioning the concepts on a 2x2, where one axis shows how desirable the concept was for employees, and one axis shows how feasible the concept was to implement.
3:30pm: Meet them where they are

We head out to the client’s office to meet with the core team. In order to make sure we’re practicing the collaboration that we preach, we make sure to spend part of the week in the client’s offices, instead of always asking them to come to us. We request a reserved workspace so we can all sit together. We’re discussing how we’ll set up this new user-centricity team: who will be on the team, what roles and responsibilities will they have, how will they work together, and whom will they need to hire.
4:30pm: Getting physical

If you haven’t noticed yet, much of my day revolves around communication and inspiration. I love that organizational design involves getting deeply curious about how a company works (informally and formally) both by listening to teams as they collaborate and by watching for the intangible behaviors that come out in meetings and hallway conversations.
One of my favorite activities to do with clients is Creative Tensions. We put a slide on the screen that prompts them to make a choice. For example:
“Purposefulness: When it comes to meaningful change that leadership and employees want to make in the world…”
There’s lack of clarity or disagreement <------------> There is alignment
We ask people to move with their bodies to one side of the room or the other to articulate their answer. All of a sudden you can physically see all the spectrum of ideas and philosophies in the room. Then, we ask a few people to share why they are standing where they are standing.
5:30pm: Write it out

After a full day of collaborating, observing, and facilitating, I’m back at the office to write an article with my colleague Hailey. Since organizational design is a new field and can feel like a black box (even to other designers at IDEO), we are always thinking about ways to share how we work. We're working on an article about using metaphors to uncover organizational dynamics (a colleague snapped this photo for the cover of the emo rock band we’ll start one day).
6:30pm: Signing off
One more check in with the clients over Slack, and I’m headed home. Eat, Sleep, run, org design. Repeat.
When people ask me about what I do for a living, I say that I help people and teams do their best work. But that’s a little vague, so here’s the nitty gritty...


Why workplace culture matters (and how to build a good one)
5 ways to create an environment that inspires innovative work
I didn’t start out working at an enlightened company—I started out working in the art world, in upscale art galleries, private art clubs, and various museums. My surroundings were beautiful, but I was miserable. The politics and sexism were intense. I never felt like I could speak my mind.
Luckily, I eventually landed at IDEO. For the past 10-plus years, I’ve helped create events, experiences, and rituals that keep our studio culture healthy and our designers happy. Now, I’m Co-Director of the experience team in Chicago. Our mission: Design for belonging.
My team and I use tools like our studio space, food, events, experiences, and rituals to help make everyone who comes through our doors feel welcome, supported, and empowered to do the best work of their lives. We do things like throw spur-of-the moment pop-ups that break up the afternoon, and plan group lunches so people will eat together—like a family—instead of having sad lunches alone at their desks. We even plan crafting sessions and inspirational field trips.

Not convinced that thoughtful extras like spa water and storytelling events can actually help fuel the ideas that drive revenue? Consider the case of Uber.
Remember Travis Kalanick, the former CEO?
The deposed chief executive set the tone for the company’s culture. Under him, Uber flouted local laws and criticized competitors in its quest for success. Thanks to the company’s pervasive “bro” culture, sexual harassment and discrimination were rampant. Employees were pitted against one another, and management turned a blind eye to infractions from top performers.
Contrast Kalanick’s approach to leadership and culture to Microsoft CEO Satya Nadella, who took the company’s reins in 2014. He inherited a company lacking innovation—and relevance. Microsoft’s stock performance was flat. His goal was to shift the culture from “know-it-all” to “learn-it-all.” “Microsoft’s culture had been rigid,” he wrote in his book, Hit Refresh. “Each employee had to prove that he or she was the smartest person in the room. The culture change I wanted was centered on exercising a growth mindset every day.”
Three years later, not only are employees happier, more innovative, and empathic, but the company has generated more than $250 billion in market value—more than Uber, Airbnb, Netflix, Spotify, Snapchat, and WeWork—combined.
As an experience director, I’m laser-focused on making sure employees feel safe to fail and explore, that they feel connected to others, and that they have what they need to solve problems and come up with innovative solutions. My job is to set the conditions for great work.

So how do you actually do that? Here are five ways to jump-start your company culture.
1. Define and build on your company’s cultural values
Values are the compass that an organization uses to select staff members, reward current employees, and make business decisions. If you’re just starting a company and need to define your values from scratch, Greenhouse, the company that designed the recruiting software IDEO uses, has a helpful culture mapping exercise to help get you started. Need further inspiration? Check out Google’s values: “Focus on the user and all else will follow.” “It’s best to do one thing really, really well.” “Fast is better than slow.” “Great just isn’t good enough.”

2. Leverage naturally-occurring behaviors
Put on your anthropologist hat. What interesting or unusual things are people already doing around the office that you could build on? (It’s faster and easier to build on existing behaviors than to encourage new ones.) At one company, I noticed people were wary of talking to strangers. Unfortunately, since it was a co-working space, almost everyone was a stranger. I also observed that people would use the kitchen as a shortcut to the bathroom, and that it was a neutral zone—no one group owned it. High foot traffic + no ownership = opportunity to spark casual conversation and community! You can do what I did—look for unused spaces in your own workplace and use questions on Post-it Notes to spur random conversations—or move shared resources like printers or snacks to the middle of the space instead of tucking them away in a corner.

3. Identify and empower cultural mavens
As an experience director, I’m always look for new collaborators. Though some cultural experiences can come from the top down, others work better when they come from the bottom up. They feel more authentic. I’m always trying to identify new cultural mavens within our organization, and I empower them by giving them some time, money, or resources to bring their ideas to life. For example, at IDEO, we noticed a few of our designers were natural teachers and always went out of their way to show others how to learn a new skill. This aligned perfectly with two of our company values—“Learn from Failure” and “Make Others Successful”—so we gave those designers a budget and set them free to build on their ideas. Now we regularly have Nerd Nights where people learn to code, and Shop Class where we make things like concrete planters and leather wallets.

4. Prioritize face-to-face interactions
Digital tools are efficient, sure, but the only way to build authentic, human relationships is face-to-face. Period. When you find yourself using a digital tool to communicate with an individual or a group, think: Could this be done in person instead? Am I hiding behind this tool, this emoji? Encourage others to get out from behind their screens, too. One easy way? Get people to eat their meals together.

5. Design meaningful rituals
We participate in rituals in institutions, politics, and religion all the time. But they’re not commonly talked about in the world of business, even though they’re a simple way to make cultural values tangible. At IDEO, I was part of a team that started IDEO Stories, a Moth-like live storytelling event designed to help teach our designers how to tell better project stories. After the first event, it became clear it wasn’t just a good way to learn a new skill—it was a way to celebrate an individual’s unique backstory and unite the community.
For the last seven years in Chicago, we’ve also held an Annual Studio Awards party, an Oscars-inspired evening where the community votes on award-worthy project work from the past year. Categories are tweaked each year to incentivize emerging behaviors that are beneficial to our business.
Have ideas for rituals of your own? Share them with us on Twitter, so we can inspire each other.

Often, people want to write culture off as a slew of perks you might find at tech companies. But really, culture is about creating an environment that makes it possible for people to work together to come up with innovative products and ideas—the same products and ideas that drive revenue.


Lindsey Turner
I’m passionate about building brands, products, and experiences that help organizations show up with meaning and momentum.
I help organizations cut through complexity by shaping how they show up, through brand strategy, identity, and storytelling.
Working at the intersection of brand and business, I bring an editorial eye and a bias toward making—turning ideas into tangible experiences that people can understand, trust, and believe in.
My work spans government, healthcare, financial services, media, and consumer goods, from launching Gen Z-focused ventures to building innovation labs and reimagining legacy brands. I relish moments of ambiguity and enjoy translating across teams, perspectives, and priorities to move ideas forward.
I started my career in editorial and digital design, shaping cross-platform experiences and identity systems in publishing and agency environments. That foundation still shapes how I work today: I’m detail-oriented, collaborative, and overreliant on the Oxford comma. I hold a BFA in Visual Communication from the School of the Art Institute of Chicago.


Rachel Young
My work helps organizations see who their products aren't working for—and build the will and the tools to do something about it
For 25 years, I've asked the same question: Who does this design exclude—and what are we going to do about it?
My work spans human-centered strategy, inclusive design, and qualitative research, with clients ranging from Microsoft, Google, and Verizon to the National Science Foundation, and San Francisco Unified School District.
Before IDEO, I taught elementary school in East Palo Alto and spent a decade doing design work with social service organizations—where I learned firsthand what it costs people when systems are built without them in mind.
I am currently writing User Error, a nonfiction book about digital access and the design decisions behind it. I live in Oakland, California.


Brian Pelsoh
I lead with craft, ensuring our work is creatively excellent: rooted in deep human insight and imagination, while also grounded in the realities of business and technology.
My expertise spans brand, communication, and product design across tech, education, the arts, and social impact.
I believe great work demands both high-level vision and obsessive attention to detail, and only happens through collaboration.
I bring an inclusive, hands-on approach and a deep understanding of business, which enables me to consistently deliver excellence while always asking why.
Before joining IDEO, I worked at the brand firms Pentagram and VSA Partners. I began my career as a designer, leading teams at the School of the Art Institute of Chicago and the Milwaukee Art Museum. I hold an MFA in graphic design from Maryland Institute College of Art and a BFA in communication design from the Milwaukee Institute of Art & Design, and have taught at some of the best design schools in the US.


Tony Wong
I am responsible for IDEO’s long-term success in China and working with clients to use design as a tool to enable growth.
I am responsible for IDEO’s long-term success in China and working with clients to use design as a tool to enable growth. Specifically, I have helped Chinese companies design holistic brand solutions through the development of their products, communication, services, and innovation teams, and I have helped multinationals expand their presence and influence in China.
I advise global leaders on developing China-led innovation and capabilities.
In over 15 years in IDEO Shanghai, I have worked on projects that use design to elevate the quality of the experience of healthcare products and services, streamline processes that increase productivity, create spaces and programs that promote and enable inclusive communities, and build next generation mobility solutions that are planet-positive.
Before joining IDEO, I worked at Philips Electronics and the Electrolux Group in Italy, the Netherlands, and Singapore on a number of breakthrough commercial products. I am a member of the Young President Organization in Shanghai.
Building a personal AI for the messiness of life: Sida Li
Most AI products today are built for work—a space with clear problems and established systems. One founder noticed a gap: personal life is messier, harder to systematize, and mostly left behind by the AI boom. So she built Cue, a personal AI that lives inside iMessage and group chats, to go where the other tools haven't.
In this episode, Becca Carroll, IDEO's Chief Strategy Officer, talks with Sida Li, co-founder and CEO of Shared Context Lab, about staying anchored to a human need while the technology around her keeps changing shape, why she treats her business model with the same rigor she'd bring to a product, and what it feels like to build a company at this particular, disorienting moment in AI.
The conversation also gets into how Sida makes design decisions: the language Cue uses to describe itself, the tradeoffs behind building inside iMessage instead of a new app, and a real story about a business idea that didn’t pan out.
This is the second in a two-part series profiling founders from IDEO's Startups-in-Residence program. The first conversation is with Johannes Seemann, founder of Sooner, on designing GenAI for the emotional side of money.
Designing GenAI for the emotional side of money: Johannes Seemann
Most personal financial tools are built to run the numbers and optimize towards a budget. While that works for some, most people experience money as a lived relationship that does not neatly fit into a spreadsheet. Johannes Seemann and Becca Carroll discuss why money is emotional before it is mathematical, and what a human-centered approach to building a generative AI financial product looks like in practice.
The curious leader's edge in uncertainty: Scott Shigeoka
Mina Seetharaman talks with Scott Shigeoka, author of Seek and Head of Curiosity Cultivation at the Eames Institute, about what distinguishes genuinely curious leadership from performative curiosity, how power dynamics shape curiosity, and why practicing curiosity can restore energy rather than drain it.
How constraints make us more creative: David Epstein
Mina Seetharaman talks with David Epstein, author of Inside the Box and Range, about why total freedom often produces average work, how leaders can design useful limits on purpose, and what organizations such as General Magic and Pixar reveal about the relationship between boundaries and creativity.
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