

Helping young adults make smart money decisions
Society of Grownups offers financial advice to those who need it most.
When you’re under 40, buying a life insurance policy may seem about as practical as buying a Humvee. That makes insurance a tough sell for a 165-year-old company like MassMutual. To find a way to become relevant to this generation, MassMutual partnered with IDEO with a mission to get young people interested in their own spending habits.
Over the course of two years, the teams set out to learn about how people across the US spend and save their money, and they uncovered a simple theory: you either have a smart money mindset or you don’t. When it comes to being mature about financial issues—chipping away debt, saving to buy a car—it doesn’t always come naturally. If anything, many feel disconnected from money-related matters, even if it’s in their best interest to know more.
"I hate going to a bank and not really knowing what I am doing when it comes to money," said Simon Bowers, a 31-year-old who works in public relations, featured in an article in Fast Company about the MassMutual-IDEO collaboration. "They don’t seem to take into account that this might be scary for us."
So how to invite this wary demographic to the table? Design an accessible way to meet them wherever they are: online and on their phones. IDEO helped build the new venture from the ground up—designing a brand identity and experience focused on transparency, meeting users where they are, and helping people navigate complicated financial situations so they can live life on their own terms. It’s called Society of Grownups, and you can think of it as a sort of master’s program for adulthood. Each piece of the program builds on a common vision that continues to iterate every day.

After building and testing full-scale, live prototypes, the brick-and-mortar Boston location opened in 2014 and operated much like a supper club—a warm, inviting space where young people could hang out, feast on delicious meals, attend talks, and learn about things like 401Ks, living on a budget, and how to pick good, cheap wine. After two years of continued prototyping, MassMutual recognized that the digital channel has the most potential to grow and closed the brick-and-mortar location to focus their investment in building out the bespoke online financial tools to reach more people across the nation.



Helping a digital healthcare startup to scale up
A redesign, a rebrand, and a new focus.
From leeches to gene therapy, how we treat sickness has changed beyond recognition over the centuries. But one question asked by ancient healers and modern doctors alike remains the same: “How are you feeling?”
“We’ve had the ‘quantified self’ for a number of years—sensors that measure steps, weight, blood pressure,” said Bruce Hellman, cofounder of UK-based digital health startup uMotif. “But by only focusing on the quantitative, we miss the whole picture of a person.”
Hellman cofounded uMotif in 2012, inspired by the self-awareness he gained when tracking his sleep after his baby was born. uMotif gives people the tools to record and track their mood, sleep, and clinically relevant symptoms like dizziness or breathlessness on their mobile phone app, and share the resulting data with their doctor and care team to better inform appointments, and treatment plans.
Named as one of 50 UK "scale-ups" that could grow to over £100m in revenue by not-for-profit organization Silicon Valley Comes to the UK, uMotif’s software and apps have been deployed in dozens of hospitals, and profiled in The Guardian, The Daily Telegraph, and The London Times. With a view to scaling strategically, Hellman applied to IDEO Europe’s first Startup in Residence, a three-month-long program to accelerate companies through design thinking. “We brought the whole of uMotif to IDEO: product, organization, branding, approach, and business model,” said Hellman. “We were keen to re-consider just about everything.”
During the residency, the uMotif team embedded with IDEO’s London studio to work closely with an eclectic team of interaction, business, and communication designers, and design researchers, to explore every aspect of the business.
The team found that although uMotif’s organic growth had reflected the rapidly expanding digital health market, the offer was somewhat fragmented as a result. In response, uMotif decided to tighten its sales focus from 14 branches of medicine to just two: oncology and cardiology (with mental health as an R&D area).
In-depth interviews with patients, nurses, doctors, and executives revealed a clear opportunity: “simple symptom tracking for people going through an acute or serious period in their health, to activate and extend the patient-care team relationship,” Hellman says. The focus switched from the Quantified Self to the Qualified Self, coined by the team to reference uMotif’s unique approach to measuring how people feel.
Designers set about reconfiguring and prototyping aspects of the brand, product, business, and organizational model for delivery. Whereas the original uMotif product had been designed with a single clinician in mind, the team designed a new dashboard catering for the reality of modern healthcare—multiple caregivers.
Ultimately, uMotif’s offer is not just about helping patients understand their own health; it’s about providing meaningful insights that enable them to have richer conversations with their care teams—allowing them to work together to improve care plans and outcomes.
“We are a much more focused, confident, and clear organization, truly prepared to scale sales, delivery and clinical impact,” says Hellman, referring to the impact of their participation in the Startup in Residence program. Now back in its own headquarters, the team takes with it a toolkit of IDEO systems and processes with which to run their business and to apply to new projects, products, and services.
“Health systems around the world are quickly adopting digital channels,” he said. “We aim to be at the forefront of this inevitable shift, using design thinking to put people at the centre of their care, improving quality of life, treatment outcomes, and healthcare experience.”
WATCH: uMotif: Sam's Story.


Helping kids make healthy choices
Three design concepts that help kids make healthier choices around food and exercise.
IDEO designers wanted to take on a challenge: How might we help kids make better decisions around food and being active?
Designers moved forward with three concepts that addressed this challenge from three completely different directions:
- Top Chops, a hands-on cooking adventure that builds kids’ confidence in the kitchen by working toward becoming a Top Chop “master chef.”
- Daredevils, a wearable device that measures the intensity of energy exerted, but doesn’t prescribe the activity, which kids can use to dare each other to reach activity goals.
- Presso, a set of child-size kitchen tools that slice and dice fresh food in imaginative ways, making cooking fun and helping kids feel they have a role in making their own healthy food.
The design team behind this work was featured on 60 Minutes, and some of the resulting concepts were featured on CBS This Morning.




Handheld organizer becomes a sleek accessory
Redesigning a utilitarian tool to set it apart from imitators.
In updating the popular and industry-defining PalmPilot, Palm Computing wanted to reposition the next-generation Palm V as a high-design accessory to set it apart from its many imitators.
Together with IDEO, it crafted a sleek, elegant device, half the thickness of the original in an anodized aluminum housing. Incorporating an internal lithium-ion battery that recharges in the dock, the side rails act as an open architecture to provide attachment for a variety of styluses, cases, and other add-ons.


Thoughtless acts: Home for Joey
The intuitive ways we adapt and react to things in our environments

On a recent trip to the San Diego Zoo Safari Park, I spotted a baby kangaroo (or wallaby; it was tough to tell) fast asleep in a unique pouch.
Young marsupials, including kangaroos, wallabies, and koalas, spend the first part of their lives inside their mother’s pouches, but baby joeys raised away from their mothers—babies that are orphaned, for example—need substitutes.
When three wallaby joeys arrived at the Safari Park in April, keepers put them into little cloth sacks. But this joey was lounging inside a woman’s fleece sweater, with the bottom sewn up and the arms tucked in to prevent a sideways escape. Keepers had cut a hole in the front and hung the sweater at just the right height for the joey to hop in and out.
Sweet dreams, little one!
Human-centered design requires us to observe human behavior with beginner's eyes, so that we can spot the innate ways people interact with the world around them. We call these intuitive and unconscious reactions Thoughtless Acts, and IDEO designers collect photos of them to inspire their work.


6 creative crushes whose work will inspire you
Sometimes the best way to get inspired is to steep in other people’s genius for a while
IDEO designers surround themselves with creative people for exactly this reason—when you’re stuck in a rut, sometimes the best way to dig yourself out is to steep in other people’s genius for a while. Here are 6 people whose work inspires our own.

1. If your podcast library is overflowing…
Graphic designer, musician, podcaster: Hrishikesh Hirway is a creative jack of all trades. In this interview, Hrishikesh goes deep on how this versatility helps and hinders his creative process.
READ: Get to Know the Creator of Song Exploder

2. If coding is your form of art…
Matt Fargo is on a quest to make Japanese culture more fun for everyone. Learn how he draws from the coder’s toolkit to build unexpected weirdness into his digital projects.
READ: Code-Based Eye Candy from a Tokyo Renaissance Man

3. If Mother Nature is your muse…
When New Yorker art director Rina Kushnir's not designing layouts, she can be found painting leaves she collects in her Brooklyn neighborhood. Find out how this meticulous project helps her meditate and stay creative.
READ: How an Art Director at the New Yorker Unwinds

4. If you’re an art enthusiast…
Illustrator Cindy Derby creates imaginary worlds for children’s books, but her unique characters and experimental style capture the imagination of adults just as easily. Get to know Cindy and her made-up worlds in this interview with the artist.
READ: Why This Illustrator Makes Her Own Tools

5. If you’d rather be at a museum right now…
As curator of Architecture + Design for SFMOMA, Jennifer Dunlop Fletcher puts the world of design on display. Find out how she stays inspired by constantly considering the now, questioning the promise of future technology, and looking back on the designs that made history.
READ: Meet the Woman Who Spots Great Design for a Living

6. If you’re a film buff…
Nomadic filmmaker Brandon Li uses film to express the beautiful madness of urban life. See how his creative process adapts to whichever city he’s in.
READ: These Eye-Popping Videos Capture the Madness of Cities
Let’s keep the inspiration flowing! Tell us who’s inspiring you right now using the hashtag #CreativeCrushes on Twitter.
Creativity begets creativity. When you witness or consume brilliant work by someone you admire, it’s almost impossible to resist the urge to dive head-first into your own creative pursuits.


How to turn the familiar Into something new
6 design lessons from a Japanese art exhibition that embraces the art of surprise
Back in May, I saw an exhibition at the National Art Center Tokyo that delivered unexpected brilliance from start to finish. Hearing other visitors remark, “I really wasn’t expecting this!” as they walked through the gallery space, I knew I wasn’t the only one.
How do you go about creating something unexpectedly brilliant? What triggers that kind of experience? Here are some learnings I had from visiting the show:

1. Disarm your audience with familiarity
This installation was created between renowned textile designer, Reiko Sudo; exhibition designer, Adrien Gardère; and Seiichi Saito from Rhizomatiks. The creators are famous, but the exhibition title, Koinobori Now!, communicated something common and familiar, with a hint of pop. Koinobori is the Japanese word for the carp streamers that appear as part of Children’s Day celebrations in Japan every spring. Nau is the Twitter-bred Japenglish word used for anything happening ‘now.’ The title Koinobori Now! is so direct it almost sounds like a children’s exhibition; everyone thought they knew what to expect. It was also a rare instance where NACT hosted a show for free, welcoming an exceptionally diverse audience.

2. Reference conventions with disruptive edge
In reality, the show was much more than just a seasonal parade of modern carp streamers. Rather, the streamers served as inspiration and as a medium for presenting the textiles designed by Sudo and her company, Nuno. Gardère mentioned in an interview that as with any textile exhibition, the challenge was to showcase the works in a way that brought them to life in the absence of the human body. He looked for inspiration in the ways in which textiles lived and breathed in Japanese traditions—on this occasion, carp streamers. But instead of following the structure and styling traditionally used in koinobori, he reinterpreted it to be more structured. From the flat fish shape, he removed the fins, tails, eyes, and scales, and added backbones and rib cages so the carp would hold their shape. The resulting koinobori was something that looked familiar yet novel.
3. Give your audience the freedom to engage
This was the first time that the NACT took down all its partitions to create one large space for the installation. Everything was kept open between the work and audience.

A school of white carp streamers floated by the entrance like phantoms beckoning people into the exhibition. Following them in, the room opened up to reveal over 300 textile carp swimming through the air in a sweeping gradation of colors. The mesmerized audience was free to wander, take photos through the carp streamers, and lay down on Muji bean bags to absorb the show at their own pace.

4. Let your theme go beyond objects to permeate the space
A lot of thought also went into the less noticeable parts of the exhibition. Saito from Rhizomatiks contributed to the environmental design by leveraging air flow and light sources. Small fans were set up on the ceiling, with shifting spotlights positioned alongside to create shimmers and ripples on the translucent fabrics The lights also cast shadows of the carp streamers onto the wall and floor.

It was a subtle gesture that made the audience register a dynamic flow throughout the room, and gave the carp streamers a current to swim in. Together with the ambient soundscape by Softpad, the exhibit came to life.
5. Interlace sensory experience with informational storytelling to trigger curiosity and imagination
The exhibition could have easily ended here, but a small space at the back revealed the backstory behind the show. Video monitors played interviews of the three main collaborators as well as Nuno’s beautiful production videos. A make-your-own-carp workstation held fragments of patterned paper for people to craft their own streamers. And a long rack of textile samples lined the walls.

Here, all 300-something textiles designed by Sudo for the installation could be seen up close, touched, and read about in detail. Each textile had a background story. Here were two of my favorites:

I learned through reading these stories that Sudo is famous for reusing and repurposing unconventional materials to create textiles that challenge the existing conventions.
Once you uncover these stories and return to the larger exhibit space to make an exit, the same installation begins to take on different dimensions.
6. Work in collaboration with others
One final learning from this exhibition—what made it so unexpectedly brilliant—was the way the collaboration between the creators materialized as a sort of alchemy, elevating each individual contribution into a magical whole. Sudo’s textiles, Gardère’s exhibit design, Saito’s space design, and NACT’s curation reacted to and considered one another, orchestrating a holistic experience beyond single objects, addressing themes beyond individual expertise, and creating something relevant and surprising for everyone.
*Exhibition flyer taken from Studio Adrien Gardère. All other photos taken by the author with permission from NACT.
What separates a great cultural experience from a truly memorable one? An element of surprise. Unexpected brilliance sticks in your mind, and the memory becomes something you can return to for inspiration.


Thoughtless acts: Clean plate club
Thoughtless Acts: Clean Plate Club. The intuitive ways we adapt and react to things in our environments

It doesn't look like much, but this spoon/bowl combo was a satisfying dining experience. Not long ago, I visited a college cafeteria that had several different stations, each with a different kind of plastic cutlery. Someone suggested that I use a plastic spoon from one station with a bowl from another, because they had observed over time that the inside radius fillet of this bowl perfectly matched the outside radius curve of the spoon. This way, your spoon always scraped the corner of the bowl clean. They had gone so far as to make sure there was always a supply of spoons at the the other counter, to make sure they could use them with the mis-matching bowl.
Human-centered design requires us to observe human behavior with beginner's eyes, so that we can spot the innate ways people interact with the world around them. We call these intuitive and unconscious reactions Thoughtless Acts, and IDEO designers collect photos of them to inspire their work.


Lindsey Turner
I’m passionate about building brands, products, and experiences that help organizations show up with meaning and momentum.
I help organizations cut through complexity by shaping how they show up, through brand strategy, identity, and storytelling.
Working at the intersection of brand and business, I bring an editorial eye and a bias toward making—turning ideas into tangible experiences that people can understand, trust, and believe in.
My work spans government, healthcare, financial services, media, and consumer goods, from launching Gen Z-focused ventures to building innovation labs and reimagining legacy brands. I relish moments of ambiguity and enjoy translating across teams, perspectives, and priorities to move ideas forward.
I started my career in editorial and digital design, shaping cross-platform experiences and identity systems in publishing and agency environments. That foundation still shapes how I work today: I’m detail-oriented, collaborative, and overreliant on the Oxford comma. I hold a BFA in Visual Communication from the School of the Art Institute of Chicago.


Rachel Young
My work helps organizations see who their products aren't working for—and build the will and the tools to do something about it
For 25 years, I've asked the same question: Who does this design exclude—and what are we going to do about it?
My work spans human-centered strategy, inclusive design, and qualitative research, with clients ranging from Microsoft, Google, and Verizon to the National Science Foundation, and San Francisco Unified School District.
Before IDEO, I taught elementary school in East Palo Alto and spent a decade doing design work with social service organizations—where I learned firsthand what it costs people when systems are built without them in mind.
I am currently writing User Error, a nonfiction book about digital access and the design decisions behind it. I live in Oakland, California.


Brian Pelsoh
I lead with craft, ensuring our work is creatively excellent: rooted in deep human insight and imagination, while also grounded in the realities of business and technology.
My expertise spans brand, communication, and product design across tech, education, the arts, and social impact.
I believe great work demands both high-level vision and obsessive attention to detail, and only happens through collaboration.
I bring an inclusive, hands-on approach and a deep understanding of business, which enables me to consistently deliver excellence while always asking why.
Before joining IDEO, I worked at the brand firms Pentagram and VSA Partners. I began my career as a designer, leading teams at the School of the Art Institute of Chicago and the Milwaukee Art Museum. I hold an MFA in graphic design from Maryland Institute College of Art and a BFA in communication design from the Milwaukee Institute of Art & Design, and have taught at some of the best design schools in the US.


Tony Wong
I am responsible for IDEO’s long-term success in China and working with clients to use design as a tool to enable growth.
I am responsible for IDEO’s long-term success in China and working with clients to use design as a tool to enable growth. Specifically, I have helped Chinese companies design holistic brand solutions through the development of their products, communication, services, and innovation teams, and I have helped multinationals expand their presence and influence in China.
I advise global leaders on developing China-led innovation and capabilities.
In over 15 years in IDEO Shanghai, I have worked on projects that use design to elevate the quality of the experience of healthcare products and services, streamline processes that increase productivity, create spaces and programs that promote and enable inclusive communities, and build next generation mobility solutions that are planet-positive.
Before joining IDEO, I worked at Philips Electronics and the Electrolux Group in Italy, the Netherlands, and Singapore on a number of breakthrough commercial products. I am a member of the Young President Organization in Shanghai.
Building a personal AI for the messiness of life: Sida Li
Most AI products today are built for work—a space with clear problems and established systems. One founder noticed a gap: personal life is messier, harder to systematize, and mostly left behind by the AI boom. So she built Cue, a personal AI that lives inside iMessage and group chats, to go where the other tools haven't.
In this episode, Becca Carroll, IDEO's Chief Strategy Officer, talks with Sida Li, co-founder and CEO of Shared Context Lab, about staying anchored to a human need while the technology around her keeps changing shape, why she treats her business model with the same rigor she'd bring to a product, and what it feels like to build a company at this particular, disorienting moment in AI.
The conversation also gets into how Sida makes design decisions: the language Cue uses to describe itself, the tradeoffs behind building inside iMessage instead of a new app, and a real story about a business idea that didn’t pan out.
This is the second in a two-part series profiling founders from IDEO's Startups-in-Residence program. The first conversation is with Johannes Seemann, founder of Sooner, on designing GenAI for the emotional side of money.
Designing GenAI for the emotional side of money: Johannes Seemann
Most personal financial tools are built to run the numbers and optimize towards a budget. While that works for some, most people experience money as a lived relationship that does not neatly fit into a spreadsheet. Johannes Seemann and Becca Carroll discuss why money is emotional before it is mathematical, and what a human-centered approach to building a generative AI financial product looks like in practice.
The curious leader's edge in uncertainty: Scott Shigeoka
Mina Seetharaman talks with Scott Shigeoka, author of Seek and Head of Curiosity Cultivation at the Eames Institute, about what distinguishes genuinely curious leadership from performative curiosity, how power dynamics shape curiosity, and why practicing curiosity can restore energy rather than drain it.
How constraints make us more creative: David Epstein
Mina Seetharaman talks with David Epstein, author of Inside the Box and Range, about why total freedom often produces average work, how leaders can design useful limits on purpose, and what organizations such as General Magic and Pixar reveal about the relationship between boundaries and creativity.
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