When you’re under 40, buying a life insurance policy may seem about as practical as buying a Humvee. That makes insurance a tough sell for a 165-year-old company like MassMutual. To find a way to become relevant to this generation, MassMutual partnered with IDEO with a mission to get young people interested in their own spending habits.

Over the course of two years, the teams set out to learn about how people across the US spend and save their money, and they uncovered a simple theory: you either have a smart money mindset or you don’t. When it comes to being mature about financial issues—chipping away debt, saving to buy a car—it doesn’t always come naturally. If anything, many feel disconnected from money-related matters, even if it’s in their best interest to know more.

"I hate going to a bank and not really knowing what I am doing when it comes to money," said Simon Bowers, a 31-year-old who works in public relations, featured in an article in Fast Company about the MassMutual-IDEO collaboration. "They don’t seem to take into account that this might be scary for us."

So how to invite this wary demographic to the table? Design an accessible way to meet them wherever they are: online and on their phones. IDEO helped build the new venture from the ground up—designing a brand identity and experience focused on transparency, meeting users where they are, and helping people navigate complicated financial situations so they can live life on their own terms. It’s called Society of Grownups, and you can think of it as a sort of master’s program for adulthood. Each piece of the program builds on a common vision that continues to iterate every day.

After building and testing full-scale, live prototypes, the brick-and-mortar Boston location opened in 2014 and operated much like a supper club—a warm, inviting space where young people could hang out, feast on delicious meals, attend talks, and learn about things like 401Ks, living on a budget, and how to pick good, cheap wine. After two years of continued prototyping, MassMutual recognized that the digital channel has the most potential to grow and closed the brick-and-mortar location to focus their investment in building out the bespoke online financial tools to reach more people across the nation.

From leeches to gene therapy, how we treat sickness has changed beyond recognition over the centuries. But one question asked by ancient healers and modern doctors alike remains the same: “How are you feeling?”

“We’ve had the ‘quantified self’ for a number of years—sensors that measure steps, weight, blood pressure,” said Bruce Hellman, cofounder of UK-based digital health startup uMotif. “But by only focusing on the quantitative, we miss the whole picture of a person.”

Hellman cofounded uMotif in 2012, inspired by the self-awareness he gained when tracking his sleep after his baby was born. uMotif gives people the tools to record and track their mood, sleep, and clinically relevant symptoms like dizziness or breathlessness on their mobile phone app, and share the resulting data with their doctor and care team to better inform appointments, and treatment plans.

Named as one of 50 UK "scale-ups" that could grow to over £100m in revenue by not-for-profit organization Silicon Valley Comes to the UK, uMotif’s software and apps have been deployed in dozens of hospitals, and profiled in The Guardian, The Daily Telegraph, and The London Times. With a view to scaling strategically, Hellman applied to IDEO Europe’s first Startup in Residence, a three-month-long program to accelerate companies through design thinking. “We brought the whole of uMotif to IDEO: product, organization, branding, approach, and business model,” said Hellman. “We were keen to re-consider just about everything.”

During the residency, the uMotif team embedded with IDEO’s London studio to work closely with an eclectic team of interaction, business, and communication designers, and design researchers, to explore every aspect of the business.

The team found that although uMotif’s organic growth had reflected the rapidly expanding digital health market, the offer was somewhat fragmented as a result. In response, uMotif decided to tighten its sales focus from 14 branches of medicine to just two: oncology and cardiology (with mental health as an R&D area).

In-depth interviews with patients, nurses, doctors, and executives revealed a clear opportunity: “simple symptom tracking for people going through an acute or serious period in their health, to activate and extend the patient-care team relationship,” Hellman says. The focus switched from the Quantified Self to the Qualified Self, coined by the team to reference uMotif’s unique approach to measuring how people feel.

Designers set about reconfiguring and prototyping aspects of the brand, product, business, and organizational model for delivery. Whereas the original uMotif product had been designed with a single clinician in mind, the team designed a new dashboard catering for the reality of modern healthcare—multiple caregivers.

Ultimately, uMotif’s offer is not just about helping patients understand their own health; it’s about providing meaningful insights that enable them to have richer conversations with their care teams—allowing them to work together to improve care plans and outcomes.

“We are a much more focused, confident, and clear organization, truly prepared to scale sales, delivery and clinical impact,” says Hellman, referring to the impact of their participation in the Startup in Residence program. Now back in its own headquarters, the team takes with it a toolkit of IDEO systems and processes with which to run their business and to apply to new projects, products, and services.

“Health systems around the world are quickly adopting digital channels,” he said. “We aim to be at the forefront of this inevitable shift, using design thinking to put people at the centre of their care, improving quality of life, treatment outcomes, and healthcare experience.”

WATCH: uMotif: Sam's Story.

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IDEO designers wanted to take on a challenge: How might we help kids make better decisions around food and being active?

Designers moved forward with three concepts that addressed this challenge from three completely different directions:

• Top Chops, a hands-on cooking adventure that builds kids’ confidence in the kitchen by working toward becoming a Top Chop “master chef.”
• Daredevils, a wearable device that measures the intensity of energy exerted, but doesn’t prescribe the activity, which kids can use to dare each other to reach activity goals.
• Presso, a set of child-size kitchen tools that slice and dice fresh food in imaginative ways, making cooking fun and helping kids feel they have a role in making their own healthy food.

The design team behind this work was featured on 60 Minutes, and some of the resulting concepts were featured on CBS This Morning.

In updating the popular and industry-defining PalmPilot, Palm Computing wanted to reposition the next-generation Palm V as a high-design accessory to set it apart from its many imitators.

Together with IDEO, it crafted a sleek, elegant device, half the thickness of the original in an anodized aluminum housing. Incorporating an internal lithium-ion battery that recharges in the dock, the side rails act as an open architecture to provide attachment for a variety of styluses, cases, and other add-ons.

1. The Plant, 1400 W 46th St, 773-847-5523, plantchicago.com

It’s urban agriculture and food business incubation at its finest. This net-zero-energy Southwest side building defies all Midwestern norms with vertical farming, aquaponics, and small-batch kombucha brewing.

Weekends offer farmers markets featuring the building’s tenants (think: kombucha, cheese, pasties, and produce) as well as behind-the-scenes tours.

• Hood: Back of the Yards
• Will set you back: $10 for a tour
• Don't leave without: buying Pleasant House Bakery mushroom or chicken pasties and checking out the aquaponics setup

2. Baker Miller Bakery & Millhouse, 4610 N Western Ave, 773-654-3610, bakermillerchicago.com

An outstanding slice of pie is hard, though not impossible, to find. A self-taught miller who uses only the best organic grains he can source from his network of farmers and prefers building a local community to garnering national attention? Not so common. Owners Dave and Megan Miller (yep, it was meant to be) just might be at the forefront of a new food movement. And with a Beard nomination under their belt, we're not the only ones who think so.

• Hood: Lincoln Square
• Will set you back: $5 for a slice of pie or less than $10 for an entrée
• Don't leave without: trying at least two types of pie

3. Few Spirits, 918 W Chicago Ave, Evanston, 847-920-8628, fewspirits.com

Chances are Chicago isn’t the first city that comes to mind when you think "craft spirits," but it's actually a hotbed of Midwestern distilling. Located in a nearby suburb, Evanston’s Few Spirits makes and sells bourbon and rye whiskey, American and barrel gin, and, occasionally, the infamous wormwood-based liquor, Malört. Wind your way through a back alley to this modest spot on Saturdays for tours and tastings; just make sure to sign up in advance.

• Hood: Evanston
• Will set you back: $10 for a tour, more for a bottle
• Don’t leave without: spending some quality time in the tasting room

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We spend so much time scavenging other cities for inspiration, we sometimes forget that our own backyard is chock-full of places that reflect Chicago's true grit, gusto, and occasional grace. Follow our lead to experience some of the best spots in town.

In reality, I was nervous. The machine was sealed behind an air-tight door with thick safety glass and emergency warning lights. And some of Dr. Newberg’s preparatory questions had been a little unnerving:

“Have you ever had a pot explode while you’re cooking?” he’d asked. He was concerned I might have some residual fragments of metal in my eye. “In the magnetic field, it would tear through your eyeball.”

I lay back and stared at the ceiling. The fluorescent light panels had been fitted with transparencies showing a blue sky framed by cherry blossoms. I appreciated the attempt to cheer the patient up, but the image looked so radiantly perfect that it made me think about the afterlife.

There's nothing wrong with you, I told myself, this is just a psychology experiment.

I shivered. The machine’s giant doughnut was filled with liquid helium, supercooled to 450 degrees below zero. Dr. Newberg draped a white sheet over me, which added warmth, but made me look like a corpse. Then he retreated to the control room. I heard his voice in my headphones.
“Ready to go?”

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Read the rest of Neil's post on Medium.

I climbed onto the narrow bed that jutted out in front of the MRI machine. “How do you feel?” asked Dr. Andrew Newberg, the neuroscientist in charge of the experiment. “Great!” I said over-brightly, like I was about to receive a spa treatment rather than a brain scan.

1. Ditch the Plan

Don't try to build a 20-year plan—or even a two-year plan. The world is changing too fast. Figure out what you’re interested in right now and what the most interesting opportunities are in front of you and pursue those. —Aaron Ferber, Mechanical Engineer & Portfolio Director, @ IDEO since 2007

2. Just Do It

Don’t be paralyzed by making the “right choice.” Just make some decisions. While you’re working on one thing, don’t stop looking for your next thing. Don’t wait for others to offer you opportunities. Create your own stepping stones. —Erin Henkel, Service Design Portfolio Director, @ IDEO since 2006

3. I.D. Your Obi-Wan

Find someone you admire and follow his or her advice. —Andrew Burroughs, Mechanical Engineer & Partner, @ IDEO since 1992

4. Make Like Magellan

Make time to travel. It might be a cliché, but getting out of your own culture makes you more mindful and observant. You question everything you once took for granted. When my own children are trying to figure out what direction to take their lives next, I tell them, "Take out your passports. It’s time to book a trip." —Tim Brown, CEO, @ IDEO since 1987 (before it was IDEO)

So, young designer, you have your degree and now you have our advice. Time to bravely leap into your career with both feet and an open mind. Or, in the words of the ever-wise Yoda: "Do. Or do not. There is no try."

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When you're fresh out of school, your career possibilities can seem endless. So endless, in fact, it can be hard to know where to start. We feel you. We’ve been there. To help you enter the brave new world of design feeling a bit more surefooted, we asked a few of our most senior creatives—even our CEO (!)—what piece of advice they’d share with their younger selves. With over 75 years of professional experience between them, we think they know a thing or two.

I went back and stared: Inside what had been a pothole the size of a dinner plate, someone had constructed a beautiful mosaic of an iris.

The symbolism hit me hard: Here was an example of how someone could take a bad thing and turn it into something of transcendent beauty. Instead of complaining about my bad day, I should be looking for an opportunity to make something great. Or as the slogan goes, “When things fall apart, make art.” Once I’d spotted this one transformed pothole, I noticed more of them around Chicago, and resolved to track down the mysterious mosaic artist who was seeding the city’s broken streets with beauty. I’d like to tell you that my quest was long and heroic, but, in reality, all I did was type “Chicago pothole art” into Google.

The name it threw back at me was Jim Bachor. I emailed him, and soon we were chatting.

How did you get into mosaics?

I went to Europe in the late '90s, and saw Paris, London, and Rome. That trip changed my life: It gave me a passion for ancient history. I started traveling in Greece and Turkey, checking out ancient sites, and saw that the art that survives is the sculpture and the mosaics. The mosaics got me going, particularly in Pompeii. I saw that glass and marble do not fade. That thought has driven my work ever since. I took a course in Ravenna, near Venice, and learned how to make mosaics in the ancient, tedious, and expensive way. Back in Chicago, I started making them on the side as a hobby, while working as a designer at an ad agency. Then, in August 2011, I was laid off and I decided to pursue art full-time.

What led you to potholes as sites for art?

The street outside my house was beat up. There was this one pothole that refused to stay fixed. I thought it might be funny to solve this problem. So I did it one night. I was very paranoid: I felt like I was too old to get arrested. And it wouldn’t be a good example for my kiddies. So I didn’t even claim ownership of it, at first. But then, a buddy of mine started spreading the word. And from there, it went viral.

Do you do it during daytime now?

Yes. I wear orange reflective gear. And have cones. I started off with my boys’ orange soccer cones. Now I have industrial, two-foot-tall cones. I look like a city worker who's spending way too much time on one pothole. I’m not trying to fool anyone: I’m just trying not to be hit.

What about passers-by?

I don’t really make eye contact with people and they mostly ignore me.

I look like a city worker who's spending way too much time on one pothole.

JIM BACHOR

What else have you done with the mosaic form?

I did a super realistic "Snack Chip" series. It’s kind of funny to see a snack chip rendered in an ancient medium. For the Cheetos one, I carbonized some Cheetos, and then mixed the black powder into the mortar. The artwork truly has essence of Cheeto in it.

See more of Jim Bachor’s mosaic art at bachor.com.

One afternoon, I got on my bike to leave our Chicago office after a really bad day. It was one of those times when it feels like everything you touch falls apart, and I was in a hurry to get home and lie down in the dark. I rode through the West Loop neighborhood and turned right to head north on Green Street. But then something passed by beneath my front wheel that caused me to stop and turn around.

I help organizations cut through complexity by shaping how they show up, through brand strategy, identity, and storytelling.

Working at the intersection of brand and business, I bring an editorial eye and a bias toward making—turning ideas into tangible experiences that people can understand, trust, and believe in.

My work spans government, healthcare, financial services, media, and consumer goods, from launching Gen Z-focused ventures to building innovation labs and reimagining legacy brands. I relish moments of ambiguity and enjoy translating across teams, perspectives, and priorities to move ideas forward.

I started my career in editorial and digital design, shaping cross-platform experiences and identity systems in publishing and agency environments. That foundation still shapes how I work today: I’m detail-oriented, collaborative, and overreliant on the Oxford comma. I hold a BFA in Visual Communication from the School of the Art Institute of Chicago.

For 25 years, I've asked the same question: Who does this design exclude—and what are we going to do about it?

My work spans human-centered strategy, inclusive design, and qualitative research, with clients ranging from Microsoft, Google, and Verizon to the National Science Foundation, and San Francisco Unified School District.

Before IDEO, I taught elementary school in East Palo Alto and spent a decade doing design work with social service organizations—where I learned firsthand what it costs people when systems are built without them in mind.

I am currently writing User Error, a nonfiction book about digital access and the design decisions behind it. I live in Oakland, California.

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My expertise spans brand, communication, and product design across tech, education, the arts, and social impact.

I believe great work demands both high-level vision and obsessive attention to detail, and only happens through collaboration.

I bring an inclusive, hands-on approach and a deep understanding of business, which enables me to consistently deliver excellence while always asking why.

Before joining IDEO, I worked at the brand firms Pentagram and VSA Partners. I began my career as a designer, leading teams at the School of the Art Institute of Chicago and the Milwaukee Art Museum. I hold an MFA in graphic design from Maryland Institute College of Art and a BFA in communication design from the Milwaukee Institute of Art & Design, and have taught at some of the best design schools in the US.

I am responsible for IDEO’s long-term success in China and working with clients to use design as a tool to enable growth. Specifically, I have helped Chinese companies design holistic brand solutions through the development of their products, communication, services, and innovation teams, and I have helped multinationals expand their presence and influence in China.

I advise global leaders on developing China-led innovation and capabilities.

In over 15 years in IDEO Shanghai, I have worked on projects that use design to elevate the quality of the experience of healthcare products and services, streamline processes that increase productivity, create spaces and programs that promote and enable inclusive communities, and build next generation mobility solutions that are planet-positive.

Before joining IDEO, I worked at Philips Electronics and the Electrolux Group in Italy, the Netherlands, and Singapore on a number of breakthrough commercial products. I am a member of the Young President Organization in Shanghai.

Most AI products today are built for work—a space with clear problems and established systems. One founder noticed a gap: personal life is messier, harder to systematize, and mostly left behind by the AI boom. So she built Cue, a personal AI that lives inside iMessage and group chats, to go where the other tools haven't.

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In this episode, Becca Carroll, IDEO's Chief Strategy Officer, talks with Sida Li, co-founder and CEO of Shared Context Lab, about staying anchored to a human need while the technology around her keeps changing shape, why she treats her business model with the same rigor she'd bring to a product, and what it feels like to build a company at this particular, disorienting moment in AI.

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The conversation also gets into how Sida makes design decisions: the language Cue uses to describe itself, the tradeoffs behind building inside iMessage instead of a new app, and a real story about a business idea that didn’t pan out.

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This is the second in a two-part series profiling founders from IDEO's Startups-in-Residence program. The first conversation is with Johannes Seemann, founder of Sooner, on designing GenAI for the emotional side of money.

Most personal financial tools are built to run the numbers and optimize towards a budget. While that works for some, most people experience money as a lived relationship that does not neatly fit into a spreadsheet. Johannes Seemann and Becca Carroll discuss why money is emotional before it is mathematical, and what a human-centered approach to building a generative AI financial product looks like in practice.

Mina Seetharaman talks with Scott Shigeoka, author of Seek and Head of Curiosity Cultivation at the Eames Institute, about what distinguishes genuinely curious leadership from performative curiosity, how power dynamics shape curiosity, and why practicing curiosity can restore energy rather than drain it.

Mina Seetharaman talks with David Epstein, author of Inside the Box and Range, about why total freedom often produces average work, how leaders can design useful limits on purpose, and what organizations such as General Magic and Pixar reveal about the relationship between boundaries and creativity.