When you’re under 40, buying a life insurance policy may seem about as practical as buying a Humvee. That makes insurance a tough sell for a 165-year-old company like MassMutual. To find a way to become relevant to this generation, MassMutual partnered with IDEO with a mission to get young people interested in their own spending habits.

Over the course of two years, the teams set out to learn about how people across the US spend and save their money, and they uncovered a simple theory: you either have a smart money mindset or you don’t. When it comes to being mature about financial issues—chipping away debt, saving to buy a car—it doesn’t always come naturally. If anything, many feel disconnected from money-related matters, even if it’s in their best interest to know more.

"I hate going to a bank and not really knowing what I am doing when it comes to money," said Simon Bowers, a 31-year-old who works in public relations, featured in an article in Fast Company about the MassMutual-IDEO collaboration. "They don’t seem to take into account that this might be scary for us."

So how to invite this wary demographic to the table? Design an accessible way to meet them wherever they are: online and on their phones. IDEO helped build the new venture from the ground up—designing a brand identity and experience focused on transparency, meeting users where they are, and helping people navigate complicated financial situations so they can live life on their own terms. It’s called Society of Grownups, and you can think of it as a sort of master’s program for adulthood. Each piece of the program builds on a common vision that continues to iterate every day.

After building and testing full-scale, live prototypes, the brick-and-mortar Boston location opened in 2014 and operated much like a supper club—a warm, inviting space where young people could hang out, feast on delicious meals, attend talks, and learn about things like 401Ks, living on a budget, and how to pick good, cheap wine. After two years of continued prototyping, MassMutual recognized that the digital channel has the most potential to grow and closed the brick-and-mortar location to focus their investment in building out the bespoke online financial tools to reach more people across the nation.

From leeches to gene therapy, how we treat sickness has changed beyond recognition over the centuries. But one question asked by ancient healers and modern doctors alike remains the same: “How are you feeling?”

“We’ve had the ‘quantified self’ for a number of years—sensors that measure steps, weight, blood pressure,” said Bruce Hellman, cofounder of UK-based digital health startup uMotif. “But by only focusing on the quantitative, we miss the whole picture of a person.”

Hellman cofounded uMotif in 2012, inspired by the self-awareness he gained when tracking his sleep after his baby was born. uMotif gives people the tools to record and track their mood, sleep, and clinically relevant symptoms like dizziness or breathlessness on their mobile phone app, and share the resulting data with their doctor and care team to better inform appointments, and treatment plans.

Named as one of 50 UK "scale-ups" that could grow to over £100m in revenue by not-for-profit organization Silicon Valley Comes to the UK, uMotif’s software and apps have been deployed in dozens of hospitals, and profiled in The Guardian, The Daily Telegraph, and The London Times. With a view to scaling strategically, Hellman applied to IDEO Europe’s first Startup in Residence, a three-month-long program to accelerate companies through design thinking. “We brought the whole of uMotif to IDEO: product, organization, branding, approach, and business model,” said Hellman. “We were keen to re-consider just about everything.”

During the residency, the uMotif team embedded with IDEO’s London studio to work closely with an eclectic team of interaction, business, and communication designers, and design researchers, to explore every aspect of the business.

The team found that although uMotif’s organic growth had reflected the rapidly expanding digital health market, the offer was somewhat fragmented as a result. In response, uMotif decided to tighten its sales focus from 14 branches of medicine to just two: oncology and cardiology (with mental health as an R&D area).

In-depth interviews with patients, nurses, doctors, and executives revealed a clear opportunity: “simple symptom tracking for people going through an acute or serious period in their health, to activate and extend the patient-care team relationship,” Hellman says. The focus switched from the Quantified Self to the Qualified Self, coined by the team to reference uMotif’s unique approach to measuring how people feel.

Designers set about reconfiguring and prototyping aspects of the brand, product, business, and organizational model for delivery. Whereas the original uMotif product had been designed with a single clinician in mind, the team designed a new dashboard catering for the reality of modern healthcare—multiple caregivers.

Ultimately, uMotif’s offer is not just about helping patients understand their own health; it’s about providing meaningful insights that enable them to have richer conversations with their care teams—allowing them to work together to improve care plans and outcomes.

“We are a much more focused, confident, and clear organization, truly prepared to scale sales, delivery and clinical impact,” says Hellman, referring to the impact of their participation in the Startup in Residence program. Now back in its own headquarters, the team takes with it a toolkit of IDEO systems and processes with which to run their business and to apply to new projects, products, and services.

“Health systems around the world are quickly adopting digital channels,” he said. “We aim to be at the forefront of this inevitable shift, using design thinking to put people at the centre of their care, improving quality of life, treatment outcomes, and healthcare experience.”

WATCH: uMotif: Sam's Story.

‍

IDEO designers wanted to take on a challenge: How might we help kids make better decisions around food and being active?

Designers moved forward with three concepts that addressed this challenge from three completely different directions:

• Top Chops, a hands-on cooking adventure that builds kids’ confidence in the kitchen by working toward becoming a Top Chop “master chef.”
• Daredevils, a wearable device that measures the intensity of energy exerted, but doesn’t prescribe the activity, which kids can use to dare each other to reach activity goals.
• Presso, a set of child-size kitchen tools that slice and dice fresh food in imaginative ways, making cooking fun and helping kids feel they have a role in making their own healthy food.

The design team behind this work was featured on 60 Minutes, and some of the resulting concepts were featured on CBS This Morning.

In updating the popular and industry-defining PalmPilot, Palm Computing wanted to reposition the next-generation Palm V as a high-design accessory to set it apart from its many imitators.

Together with IDEO, it crafted a sleek, elegant device, half the thickness of the original in an anodized aluminum housing. Incorporating an internal lithium-ion battery that recharges in the dock, the side rails act as an open architecture to provide attachment for a variety of styluses, cases, and other add-ons.

Not wanting to disappoint her, I started searching for some craft that would satisfy that messy complexity. I tried what I knew. Illustration might bring my imaginary characters and stories to life. But my skills were limited. Collage answered the urge for messy assembly, but lacked precision.

Then I tried making a GIF, that looping relic of the old web that’s come back as an art form. The beauty of GIFs is that they preserve a single moment, with all of its feeling, and play it back forever. It was imperfect. It was messy. I was mesmerized. It struck the balance me and my inner teenager needed.

I’ve found that custom GIFs can be made for all sorts of scenarios—to show thanks, explain an idea, even tell someone you’re thinking of them. Flowers pale in comparison to a custom-made GIF for your loved one this Valentine’s Day.

With my internship at IDEO ending soon, I decided to create a parting GIF to share my gratitude. Here’s how to make your own:

1. Find a concept. Don’t dwell here. Get to making quickly and don’t overthink it! I landed on the metaphor of a rising sun, symbolizing illumination and a new beginning thanks to my experience here.

2. Gather supplies. Don’t spend any money on materials—they’re all around you. I rounded up old San Francisco brochures from my landlord’s supply closet.

3. Form a composition. Clear a workspace or spread out on the floor (as I did here), collect your supplies, and start cutting. Cue Bob’s Burgers.

4. Photograph. Find a space by a bright window and a makeshift hand stabilizer—in this case it was an empty coffee machine. I shoot about 30 frames with my iPhone, moving each piece of paper by hand, frame after frame.

5. Assemble in Photoshop. With your batch of photos loaded into a Photoshop file, click “Create Frame Animation” from your Photoshop Timeline (pictured on the bottom of the screenshot below). This allows you to create a frame-by-frame animation, revealing one photo in your sequence per frame. Make any adjustments in light balance and cropping, and manually tweak the alignment of any shaky photos here, too.

6. Save and export. To export your finished GIF from Photoshop, choose “Save for Web (Legacy).” Adjust the export settings to pare your GIF down to a manageable file size. Add a watermark or signature if you want to ensure you'll get credit for your work.

7. Let it fly! GIFs can be embedded in email, posted on social media, even texted.

I’m an intern at IDEO who’s training to be an interaction designer. But one morning at 4 a.m., after an all-nighter studying a maze of sterile, methodically made wireframes, I felt the 15-year-old me frowning at my career choice. Who was this person obsessing over digital simplicity and efficiency? What happened to the girl who loved drama? Who loved a mess?

There I sat, staring at this person whom I deeply admired, witnessing a fleeting moment of vulnerability, and I realized that I’m not the only one that feels this way.

I’m someone who will walk by the espresso machine multiple times, trying catch a glimpse of how to make a latte, just so when I decide to do it myself, I’ll look like I know what I’m doing. I avoid confrontations, so as not to tarnish what others think of me. I convince myself I am where I am because of luck. I’ve spent the first few years of my professional life trying to be a good pretender, trying to ignore this voice in my head that takes over and says I don’t belong.

But, there are ways to shake off those feelings, to help you remember the value you have, that you should trust yourself, and that you belong in your job. It took me a while to figure it out, but I’ve developed ways to cope. If I could take a time machine back to when I first started out, here are the three things I would remind myself:

1. NEVER STOP ASKING FOR FEEDBACK

I’m an introvert who, for years, kept my vulnerabilities wrapped up. Fake it til you make it was a subconscious motto. What I didn’t realize was how empowering it is to openly admit the things you are afraid of, and the empathy and advice you get from others when you do. The sooner you are able to identify these fears and voice them, the sooner others will be able to help you through these challenges. Don’t try to pretend your insecurities don’t exist—voicing them is the first step to overcoming them.

2. GET OUT OF YOUR WORLD OF EXPERTISE

Throughout school, I was laser-focused on learning everything I could about design. When I came to IDEO, this passion for design was no longer something that made me unique. It’s what you know beyond design that allows you to come up with a solution that your peers haven’t considered. Good design skills are most powerful when they are applied with another discipline or two, or three. I found the designers I most admired were experts in some other area—neuroscience, climbing, magic, baking.

3. MEASURE YOURSELF BY YOUR OWN YARDSTICK

It’s so easy to be consumed by other people’s talents, but comparing yourself to others is an impossible game to win. Instead, try competing with yourself. Where were you a year ago? Six months? Can you measure your improvement over time? It’s a commitment to continuously learning that will make you grow as a designer. You went from getting coffee at an internship to distributing the first magazine article you designed? Growth!

‍

I first heard the term impostor syndrome from a fellow designer. We were chatting about the projects we were on, and comparing each other’s work to our peers: designers we knew, designers we didn’t know, even super-influential icons we swooned over, like Stefan Sagmeister and Jessica Hische.

“How did we even get hired?” he asked me. “It’s like I have perpetual impostor syndrome—it’s bad.”

‍

How so? A classic rookie mistakes in design work is “me-search”—doing research on yourself and creating something tailor-made for your needs, rather than seeking broader inspiration from the outside world. So, in service of greater creativity—and maybe a more clear-eyed body politic—here are four ways to escape your bubble.

1. Talk to Strangers

Now that the time and directions are available on every smartphone, it's amazing how little we need to talk to strangers. But think about what is lost when you never have a serendipitous encounter. To reignite this habit, seek out contexts that are naturally social: bars, book clubs, craft circles. Go alone, so you're required to interact with someone new. Going solo not your bag? Here's another approach: Follow Bill Murray’s advice and strike up a conversation with every taxi driver you ride with. Ask them plenty of questions beginning with the word “why.” Maybe you’ll figure out, as Murray did, what’s preventing them from doing what they love.

2. Unfollow People Like You

If you're choosing to hear from people who think exactly like you, you're going to get sucker punched every time public opinion swings the other way. Are you a bleeding-heart liberal? Try following conservative pundits, think tanks, and some of the average Joes who tune into them. Lean to the right? Look to the left! Hat tip to Harper Reed, CTO of the 2008 Obama campaign, for this one. Reed recently unfollowed most of the white men in his Twitter feed, instead directing his attention to women, people of color, and people with disabilities. Just to be clear, this was not an act of political correctness—his motivation was to expose himself to different points of view, in service of inspiring his personal creativity.

3. Join a Different Demographic

When it comes to picking a night out, most of us choose something that we know we're going to enjoy. And chances are, we’ll be surrounded by people just like us. As an alternative, go for an evening activity in which you're immersed in a completely different demographic. If you're a millennial, hit up bingo night with seniors. If you're a Boomer, grit your teeth and shake it off at a concert full of teenagers. If you're visiting a new city, seek out a comedy open mic and see what people are talking about. Yes, there's every chance that this evening’s experiment won't be as comfy as your usual fare... but we bet that it will help you understand people’s needs in a different way, making you better suited to creating new things for them.

4. Volunteer

Giving back is always the right thing to do, and it has the seldom-mentioned added benefit of easing you out of your filter bubble. Whether you're helping the homeless, people with disabilities, or any other group, you will be eye-to-eye with people you rarely encounter on your Facebook feed. The fact that you're serving others is a bonus. The person you may be helping most is yourself.

Illustrations by Ashley Holtgraver.

‍

In the aftermath of the 2016 election, there has been a new focus on the “filter bubble”: the phenomenon of being fed news and social media that is tuned to your existing point of view, rather than challenging it.

Filter bubbles are a problem for democracy. We believe they’re a problem for creativity, too.

‍

10 graphic novels to read right now:

1. Fred Korematsu Speaks Up (Fighting for Justice) by Laura Atkins (Author), Stan Yogi (Author), Yutaka Houlette (Illustrator) profiles a Japanese-American man who went into hiding to avoid being relocated into an internment camp, and was later arrested and put in a camp until 1945. (For 10 - 13-year-olds)

2. The United States Constitution: A Graphic Adaptation by Jonathan Hennessey (Author), Aaron McConnell (Illustrator) breathes life into our nation's central document of values and principles.

3. March by John Lewis (Author), Andrew Aydin (Author), Nate Powell (Illustrator) chronicles the life of the Congressman and civil rights leader John Lewis as he fought to end segregation.

4. The Complete Maus, 25th Anniversary Edition by Art Spiegelman tells the tale of a Holocaust survivor and his son and how they grapple with the past.

5. Palestine by Joe Sacco is an eyewitness account of the Israeli occupation of the West Bank and Gaza Strip in the early 1990s.

6. Economix: How Our Economy Works (and Doesn't Work) by Michael Goodwin (Author), David Bach (Author), Joel Bakan (Author), Dan Burr (Illustrator) is an accessible, eye-popping guide to understanding the economy.

7. Persepolis: The Story of a Childhood by Marjane Satrapi is a memoir of growing up in Iran during the Islamic Revolution.

8. The Forgotten Man: A New History of the Great Depression by Amity Shlaes (Author), Chuck Dixon (Adapter), Paul Rivoche (Illustrator) is the graphic version of Amity Shlaes's nonfiction book. It highlights the struggles of the men and women of the Great Depression, and argues that the New Deal actually prolonged it.

9. Climate Changed: A Personal Journey through the Science Paperback, by Philippe Squarzoni is a stark, black and white depiction of our dependence on fossil fuels and how that's affecting our planet. French author Squarzoni sweeps through the science, economics, international policies, and politics that influence our climate.

10. Trinity: A Graphic History of the First Atomic Bomb by Jonathan Fetter-Vorm is a historical glance back at the race to build and decision to drop the first atomic bomb during WWII. (For young adults)

A spread from Fred Korematsu Stands Up about the daily grind of discrimination.

We spoke to Laura Atkins, coauthor of the new graphic novel for 4th-6th graders, Fred Korematsu Stands Up (#1 in our list, above). Google put Korematsu, the Japanese-American civil rights figure who went into hiding to avoid being relocated into an internment camp, and was later arrested, on its U.S. homepage yesterday to commemorate what would have been his 98th birthday (he died in 2005).

IDEO: Why were you drawn to the topic?

Laura Atkins: It’s such an important theme for us to pass along to kids today. I was an activist growing up, arrested twice in high school protesting against apartheid and nuclear weapons. We are entering a renewed period of activism and protest. I feel honored to have been part of a creating a book that introduces young people to a remarkable man who stood up when it was so hard to do so.

I’ve worked in the children’s book world for over twenty years on the editorial side, and with a focus on multicultural children’s books. So a book, and series, focused on people who fought for their rights, was a perfect project for me. Fred Korematsu stood up against Japanese American incarceration when very few people did. He was ostracized within his own community and rejected by his family at the time. He shows the courage needed to stand up for your beliefs. But people did rally around him over time, and he was not the only person to fight.

Why are graphic novels good ways to deal with complicated historical, cultural, and political subjects?

This isn’t quite a graphic novel, though we were definitely influenced by the graphic novel look. We did want to create a book that used visuals in a predominant way, in an effort to make the book attractive and inviting for young readers. My nine-year-old daughter will always choose a graphic novel first. And I’ve found some graphic novels that introduced me to socio-historical contexts better than just fiction (Persepolis by Marjane Satrapi and Palestine by Joe Sacco come to mind). John Lewis just received multiple awards from librarians for his March graphic novel.

I actually wrote my MA thesis on graphic novels that depicted personal memory and collective history, focusing on WWII (coincidentally). Drawing from Understanding Comics by Scott McCloud, I looked at how the interaction between text and visual elements can create a deep and complex reading experience. This is true for readers of all ages. I think graphic novels offer some of the most innovative and exciting reading opportunities today.

What did you look at for inspiration? Are there other great examples of graphic novels or other graphic treatments of historic figures/movements that you could point us to?

I read a lot of children’s book depicting history, especially in terms of our diverse country. Voice of Freedom, a picture book biography about Fanny Lou Hamer, a civil rights activist, was a big influence. I love how the author, Carole Boston Weatherford, wrote in a first person present tense voice to bring us deeply into Hamer’s experience. Marilyn Nelson writes powerful poetry to introduce us to historical figures and events. Her biography, Carver, is one of my favorite books of all time. She uses photos and a variety of voices to introduce readers to George Washington Carver, going way beyond just inventing peanut butter. Her picture book, A Wreath for Emmett Till, shows how deep and complex picture books can be. Ashley Bryan just won awards for his gorgeous and moving book, Freedom Over Me. He deals with the lack of primary source records from slave times to create and give voice to several enslaves characters, along with transcendent artwork. Freedom in Congo Square by Carole Boston Weatherford and illustrated by Gregory Christie, Javaka Steptoe’s recent biography of Basquiat, Radiant Child—so many great books out there. Kids can learn about Josephine Baker and the Shackleton expedition. I could go on and on…

‍

When trying to gain empathy for people unlike you, panels can be more powerful than headlines. Some of the best books published in recent years have used comics to crack open sensitive political, cultural, and historical topics. You'll note that this list isn't without bias. Graphic nonfiction is a tool more frequently used by the left, and it's hard to find many examples with a more conservative outlook—trust us, we tried. But we believe that all of the books on this list have a different perspective to offer, and can help us look at the world in a new way. Did we miss any others? Tweet us. We'd love to hear what you think.

I help organizations cut through complexity by shaping how they show up, through brand strategy, identity, and storytelling.

Working at the intersection of brand and business, I bring an editorial eye and a bias toward making—turning ideas into tangible experiences that people can understand, trust, and believe in.

My work spans government, healthcare, financial services, media, and consumer goods, from launching Gen Z-focused ventures to building innovation labs and reimagining legacy brands. I relish moments of ambiguity and enjoy translating across teams, perspectives, and priorities to move ideas forward.

I started my career in editorial and digital design, shaping cross-platform experiences and identity systems in publishing and agency environments. That foundation still shapes how I work today: I’m detail-oriented, collaborative, and overreliant on the Oxford comma. I hold a BFA in Visual Communication from the School of the Art Institute of Chicago.

For 25 years, I've asked the same question: Who does this design exclude—and what are we going to do about it?

My work spans human-centered strategy, inclusive design, and qualitative research, with clients ranging from Microsoft, Google, and Verizon to the National Science Foundation, and San Francisco Unified School District.

Before IDEO, I taught elementary school in East Palo Alto and spent a decade doing design work with social service organizations—where I learned firsthand what it costs people when systems are built without them in mind.

I am currently writing User Error, a nonfiction book about digital access and the design decisions behind it. I live in Oakland, California.

‍

My expertise spans brand, communication, and product design across tech, education, the arts, and social impact.

I believe great work demands both high-level vision and obsessive attention to detail, and only happens through collaboration.

I bring an inclusive, hands-on approach and a deep understanding of business, which enables me to consistently deliver excellence while always asking why.

Before joining IDEO, I worked at the brand firms Pentagram and VSA Partners. I began my career as a designer, leading teams at the School of the Art Institute of Chicago and the Milwaukee Art Museum. I hold an MFA in graphic design from Maryland Institute College of Art and a BFA in communication design from the Milwaukee Institute of Art & Design, and have taught at some of the best design schools in the US.

I am responsible for IDEO’s long-term success in China and working with clients to use design as a tool to enable growth. Specifically, I have helped Chinese companies design holistic brand solutions through the development of their products, communication, services, and innovation teams, and I have helped multinationals expand their presence and influence in China.

I advise global leaders on developing China-led innovation and capabilities.

In over 15 years in IDEO Shanghai, I have worked on projects that use design to elevate the quality of the experience of healthcare products and services, streamline processes that increase productivity, create spaces and programs that promote and enable inclusive communities, and build next generation mobility solutions that are planet-positive.

Before joining IDEO, I worked at Philips Electronics and the Electrolux Group in Italy, the Netherlands, and Singapore on a number of breakthrough commercial products. I am a member of the Young President Organization in Shanghai.

Most AI products today are built for work—a space with clear problems and established systems. One founder noticed a gap: personal life is messier, harder to systematize, and mostly left behind by the AI boom. So she built Cue, a personal AI that lives inside iMessage and group chats, to go where the other tools haven't.

‍

In this episode, Becca Carroll, IDEO's Chief Strategy Officer, talks with Sida Li, co-founder and CEO of Shared Context Lab, about staying anchored to a human need while the technology around her keeps changing shape, why she treats her business model with the same rigor she'd bring to a product, and what it feels like to build a company at this particular, disorienting moment in AI.

‍

The conversation also gets into how Sida makes design decisions: the language Cue uses to describe itself, the tradeoffs behind building inside iMessage instead of a new app, and a real story about a business idea that didn’t pan out.

‍

This is the second in a two-part series profiling founders from IDEO's Startups-in-Residence program. The first conversation is with Johannes Seemann, founder of Sooner, on designing GenAI for the emotional side of money.

Most personal financial tools are built to run the numbers and optimize towards a budget. While that works for some, most people experience money as a lived relationship that does not neatly fit into a spreadsheet. Johannes Seemann and Becca Carroll discuss why money is emotional before it is mathematical, and what a human-centered approach to building a generative AI financial product looks like in practice.

Mina Seetharaman talks with Scott Shigeoka, author of Seek and Head of Curiosity Cultivation at the Eames Institute, about what distinguishes genuinely curious leadership from performative curiosity, how power dynamics shape curiosity, and why practicing curiosity can restore energy rather than drain it.

Mina Seetharaman talks with David Epstein, author of Inside the Box and Range, about why total freedom often produces average work, how leaders can design useful limits on purpose, and what organizations such as General Magic and Pixar reveal about the relationship between boundaries and creativity.