Commonwealth Bank of Australia was interested in helping customers and businesses build close connections. They believed the way to do this would be by creating richer interactions around different forms of payment. The bank approached IDEO to explore these opportunities, and the result is a new retail business platform—Pi—and a portable payment device—Albert.

Pi brings a new level of flexibility, functionality, and customization to the face-to-face interaction between a cashier and a customer, improving everything from the process of splitting the bill in a restaurant to helping a guest find more personalized experiences at a hotel.

Insights

In the team’s research in Australia, the UK, and Germany, they found a few key insights that informed the design. First, they saw that an ideal platform should support the full spectrum of human behaviors around payment. Second, platforms can add value by improving the relationships among banks, merchants, and customers. And third, the payment experience should be customized to fit a specific setting, working one way in a luxury boutique and another in a gas station.

IDEO, CBA, and Wincor Nixdorf worked together closely to steward the design of Pi And Albert through product development and implementation, and to gather feedback from merchants during rapid, iterative cycles.

Results

The platform is flexible enough to benefit organizations of all sizes: Larger merchants can incorporate Pi as part of their existing network, while smaller merchants can grow their business using powerful business tools. And customers of all kinds can easily access a variety of payment methods and helpful applications.

Albert offers a large touchscreen that’s intuitive to use, the safety of virtually encrypted PIN entry, and a variety of ways to access data connections. A large battery provides power when retailers are on the go, and a modular housing means that Albert can be used in all kinds of situations. The device is built to handle current card payment methods but can also adapt to how cards might be accepted in the future, and even eliminates the need to swivel a screen from cashier to customer during the payment process.

Forty million Americans became newly eligible for health coverage when the Patient Protection and Affordable Care Act (ACA) was fully implemented in 2014. Some enrolled in health insurance for the first time, while others were able to get better access to affordable health coverage.

In preparation for the millions of applications, states were required to develop ways for people to sign up for health insurance online for plans that were operated by state and federal governments under the ACA. To help public and private agencies to meet the requirements, a coalition of nine national and state-based foundations, led by the California Health Care Foundation (CHCF) developed a digital enrollment prototype, and hired IDEO to lead the consumer research and design effort.

After a yearlong collaborative process, the resulting 300-page design manual and design reference prototype illustrates a customizable approach to public and private health insurance enrollment.

The flexible set of design standards developed for Enroll UX 2014 aims to make online health insurance enrollment simple, intuitive, and easy to navigate at scale.

To encourage PhD candidates to think differently about how they tackle tough science problems, the University of California, San Francisco (UCSF) and IDEO embarked on a fruitful collaboration.

Three PhD candidates were tasked with the following challenge: Cultivate new audiences and uses for a microscope. Drawing inspiration from cell phone microscope CellScope, the trio arrived at a prototype that was less reliant on technology and easily disassembled and reassembled. How? By using the most basic building blocks: Legos.

Made of custom 3-D-printed parts and standard toy building blocks, the LegoScope, which functions as a microscope, can easily snap pieces in and out to hold different components. Both the device and the team-based process are now being used in various other campus projects to change how researchers think about conducting and advancing scientific research.

“The best work in the future is going to be done by teams of people with very different expertise, who know different things and think about things in different ways, who come together to focus on one big problem,” said Keith Yamamoto, vice chancellor of research at UCSF, who led the initiative.

Arye Barnehama and Laura Michelle Berman wanted to take their invention—a headband that measures brain wave activity, focus, and concentration—to the next level. As a part of IDEO’s startup-in-residence program, Barnehama and Berman collaborated with IDEO on the product’s rebranding, hoping to refine and emphasize the product’s promise: When people improve their focus, they feel more mindful, confident, and productive.

With IDEO’s help, the company changed its name from Axio to Melon, delineated their brand, refined its product, developed its user experience, and prepared a Kickstarter campaign that garnered considerable press coverage. The new name, Melon, reflected the friendly, scalable character of the company. The name also suggested the intent of the product—using neuroscience data to inform a personal activity.

To distinguish Melon as a standout in the crowded quantified-self category, IDEO designers made the logo a faceted orb that references the gear-shifting mind, with “Melon” written in a distinctive font born from that same logo. The team went with fruit colors—cantaloupe, honeydew, watermelon—to evoke the sweet, refreshing experience the Melon headband promises.

Together, the Melon and IDEO teams also developed an app that shows increases in concentration after performing certain tasks and features a game in which you “fold” origami through mental focus to hone concentration.

Melon’s new brand strategy and UI set it apart from your typical fitness tracker, engaging the user in an elegant, joyful, and customized experience with every interaction.

Melon: a headband and mobile app to help you measure focus.

I’ve always been a self-taught coder, so a few months back, I decided I’d get a jump on AR by playing around with 3D coding. What better way to figure it out than to create 3D dancing avatars of my friends so I can host virtual dance parties? (The idea may have been inspired by some of my previous work.)

So I went around asking my colleagues if I could 3D-scan them. I know what you’re thinking: How did I get anyone to agree to this? When I asked people to be scanned, they were so excited to "be 3D" they didn't even ask what I was going to do with the scans.

Left: IDEO CTO Tom Eich IRL. Right: Tom's 3D model mid-groove.

Once I got the scans, I "rigged" them—meaning, I gave them bones. Once they had bones, I could assign motion capture dance data to them that I pulled using 3D software. Finally, I loaded them into my code, which I had written with the help of countless tutorials on three.js, an API for 3D graphics. I created a desktop, AR, and VR version so that people could experience the dance party in the reality of their choosing. (3D assets in motion are surprisingly easy to transition between realities.)

The IDDDEO New York dance floor.

Tom Eich dancing in AR.

When participants saw their avatars in motion, they were definitely confused; for many, it was their first time seeing themselves in 3D. Being able to rotate a camera 360 degrees to see yourself from every angle is just not possible in reality, especially when you’re in motion. Most people immediately pointed out all the color/modeling imperfections in their 3D likenesses that resulted from my use of (what is clearly) an off-the-shelf 3D scanner.

Once the studio saw their coworkers’ 3D models dancing, everyone wanted an invite to the dance party. My fellow tinkerer Danny DeRuntz even brought the party to IDEO Cambridge, where he had long lines of people waiting to be scanned in.

The IDDDEO Cambridge dance floor.

My next endeavor will be creating an audio-visual beat machine that lets anyone sample and manipulate YouTube clips using my own pseudo format, AZZ. (Here’s a demo for the curious.) In the meantime, I’ll be fine-tuning the 3D dance code in hopes of eventually bringing this experience to real life parties in NYC. Sadly, elegant and portable 3D body scanning does not yet appear to be a thing. Hopefully soon?

Check out the dance floor and create your own party here.

Want to follow the project? I’ll be posting updates on my Instagram.

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As an interaction designer, I’m always testing my limits and teaching myself new technologies. And whenever possible, I like to use those new tricks to make people smile. My projects often have no purpose other than giving me an excuse to play on the computer. But I’ve found that combining my passion for the absurd with my passion for learning new tools can lead to glorious outcomes.

As designers who have worked on multiple preparedness and relief projects, we start by understanding why people choose not to prepare, then identify ways to make resilience easier.

Just like buying life insurance, or saving for a rainy day, a future emergency is an abstraction that’s hard to connect to our day-to-day priorities. And unlike seeing everyone else’s trash cans line the curb once a week, preparedness doesn’t have any visible prompts to encourage all of us to get with the program.

Symbols of participation can be powerful change agents, and we know that something as simple as filling out a checklist or talking about a plan can make the abstract tangible.

So what can you do today, for tomorrow?

Break down the process into bite-sized tasks, attach them to a concrete timetable, and connect with the people around you. By building strong connections with your community and taking the time to create a plan, you’ll be more equipped when the big one hits (whatever the big one might be.)

Here are a few simple steps to get you started—collaboratively—in just a week. Share this with your family, your roommate, your colleagues, or your book club.

Now: Follow Local Alerts

Make sure you know what’s going on around you. Follow local emergency alerts from the Fire Department and/or your local Department of Emergency Management on the social media platform you use most (Twitter, Facebook, NextDoor, etc.).

Tomorrow: Copy Your Documents

Scan and store a copy of your important documents. Take a photo of or scan your driver’s license, passport, lease/ownership documents, social security card, and other important documents. Save them (somewhere safe) in the cloud.

This weekend: Gather Your Stuff

Start assembling an emergency kit. Print out a of essentials, useful stuff, and personal items to get started. You’ll be surprised at how much you already have—it’s just a matter of getting it all in one place. And when it comes to supplies, a good rule of thumb is to have enough for three days.

Next week: Make a Plan

Make an emergency plan with your people. Have friends or family over for dinner and hatch it together. It’s like giving a spare key to a neighbor. Do it once, and hopefully, you'll never need to use it.

Cross these four things off your list, and we’ll all be better off when the next wildfire or bomb cyclone hits.

This winter, wildfires raged across California. The air has been heavy with smoke and thick with the power of Mother Nature. And the Left Coast isn’t the only place to be hit by a natural disaster recently (Hello Eastern Seaboard, Houston, Puerto Rico, Florida). As climate change accelerates, getting prepared is on all of our minds.

I took this picture at the beach festival in Chiba, Japan. Sudden rain is hard to avoid in the Japanese summer. When it started pouring at the beach, a man covered himself with the tarp he had been sitting on. After about five minutes, a bunch of people joined him under the tarp, which had been turned into an improvised umbrella. I loved that the man helped his fellow festival-goers escape the rain without a second thought.

Human-centered design requires us to observe human behavior with beginner's eyes, so that we can spot the innate ways people interact with the world around them. We call these intuitive and unconscious reactions Thoughtless Acts, and IDEO designers collect photos of them to inspire their work.

Then one year I read The Happiness Project by Gretchen Rubin, and was quite taken by this line: “What you do every day matters more than what you do once in a while.”

Huh, I thought.

The next January, I made a resolution to "Run every day." To exercise daily, I had to change my mindset. I couldn’t be too hard on myself — if there were only 10 minutes, then a 10 minute run had to be okay. In other words, I had to be a bit of a slacker.

It worked!

Building a small daily habit was way easier than a big sometimes habit. Don’t get me wrong, it wasn’t like magic. I fell off the wagon several times, but each time I managed to get back on. Since the goal was doable, if I missed a day or two, I didn’t have to break the ice when I resumed. It worked, and the habit stuck!

Next, I tried a New Year’s Resolution for writing. Previously, I’d only bothered writing if I had at least 90 minutes of uninterrupted time (which is pretty rare). Using my new slacker method, I resolved to "Write every day, even just 10 minutes."

Again, it was easier to stay in rhythm, and the habit stuck. (Although I had to get a little creative to stay focused.)

I even tried this approach with meditating, which always seemed like The Hardest Thing In The World. To make it a daily habit, I downgraded my expectations. I didn’t wake up early. I didn’t meditate for 60 minutes. I didn’t force myself to sit in silence on a zen pillow.

Instead (nerd alert!) I just used Headspace every day, on the bus or even while I was falling asleep. And I decided that even 10 minutes of meditation “counted.” The habit stuck.

Sometimes the magic doesn’t work. Sometimes I’ll keep the same resolution two or three years in a row before it sticks. (This year I’ll finally stretch my hamstrings!) Still, for me, getting even 50% of my resolutions to stick is pretty good.

So take it for what it’s worth. But if you’ve been frustrated with resolutions in the past, consider applying my Unscientific 5-Step Recipe:

1. Dial it back

Don’t be too ambitious. Like, do you really want to run a marathon? I mean, you’ve seen people at the end of marathons, right? They look pretty tired.

Seriously though, we have a culture of intense expectations, and many of us are too hard on ourselves. It’s okay to dial back your goal and make it more doable. Resolving to read 500 books is admirable… but resolving to make (or maintain) a daily reading habit is also great.

2. Make it very specific

My “Exercise more” resolution is a prime example of way-too-vague. “Run every day” is better, “Run around the park in the morning” is better still. Best of all would be something like “Exercise every day, ideally running in the morning, but other forms of exercise and other times of day are also cool.” You get the idea.

3. Add the magic words "for at least 10 minutes every day"

If you decide 10 minutes a day is enough to count, you’ll find it way easier to do it every day. And if you do it every day, it’s way easier to keep the habit.

4. Do it every day for a month

Don't think about al 365 days at once. If you make it through January (or any 30 consecutive days), there's a pretty good chance the habit will stick for the year. If you don't believe me, ask Jerry Seinfeld.

5. Be nice to yourself if you miss a day or two

Just start again. In fact, if you miss a day or two but get right back on it, you don’t even have to count it as breaking your 30-day streak. I hereby grant you permission!

Who knows, your small habit might set the foundation for bigger things. But don’t worry about it in January. Be kind to yourself as you maintain the rhythm, and let the good things happen. They will.

Now go write yourself a nice doable resolution. Good luck, fellow slacker—you got this!

To learn more about Jake's methods subscribe to his newsletter here.

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My New Year’s Resolutions used to fail every time.

For example, I set a resolution to “Exercise more.” I vaguely imagined running marathons and wearing headbands. Then in January, I took two or three long runs and forgot about the resolution. It was sorta like that every year.

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I help organizations cut through complexity by shaping how they show up, through brand strategy, identity, and storytelling.

Working at the intersection of brand and business, I bring an editorial eye and a bias toward making—turning ideas into tangible experiences that people can understand, trust, and believe in.

My work spans government, healthcare, financial services, media, and consumer goods, from launching Gen Z-focused ventures to building innovation labs and reimagining legacy brands. I relish moments of ambiguity and enjoy translating across teams, perspectives, and priorities to move ideas forward.

I started my career in editorial and digital design, shaping cross-platform experiences and identity systems in publishing and agency environments. That foundation still shapes how I work today: I’m detail-oriented, collaborative, and overreliant on the Oxford comma. I hold a BFA in Visual Communication from the School of the Art Institute of Chicago.

For 25 years, I've asked the same question: Who does this design exclude—and what are we going to do about it?

My work spans human-centered strategy, inclusive design, and qualitative research, with clients ranging from Microsoft, Google, and Verizon to the National Science Foundation, and San Francisco Unified School District.

Before IDEO, I taught elementary school in East Palo Alto and spent a decade doing design work with social service organizations—where I learned firsthand what it costs people when systems are built without them in mind.

I am currently writing User Error, a nonfiction book about digital access and the design decisions behind it. I live in Oakland, California.

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My expertise spans brand, communication, and product design across tech, education, the arts, and social impact.

I believe great work demands both high-level vision and obsessive attention to detail, and only happens through collaboration.

I bring an inclusive, hands-on approach and a deep understanding of business, which enables me to consistently deliver excellence while always asking why.

Before joining IDEO, I worked at the brand firms Pentagram and VSA Partners. I began my career as a designer, leading teams at the School of the Art Institute of Chicago and the Milwaukee Art Museum. I hold an MFA in graphic design from Maryland Institute College of Art and a BFA in communication design from the Milwaukee Institute of Art & Design, and have taught at some of the best design schools in the US.

I am responsible for IDEO’s long-term success in China and working with clients to use design as a tool to enable growth. Specifically, I have helped Chinese companies design holistic brand solutions through the development of their products, communication, services, and innovation teams, and I have helped multinationals expand their presence and influence in China.

I advise global leaders on developing China-led innovation and capabilities.

In over 15 years in IDEO Shanghai, I have worked on projects that use design to elevate the quality of the experience of healthcare products and services, streamline processes that increase productivity, create spaces and programs that promote and enable inclusive communities, and build next generation mobility solutions that are planet-positive.

Before joining IDEO, I worked at Philips Electronics and the Electrolux Group in Italy, the Netherlands, and Singapore on a number of breakthrough commercial products. I am a member of the Young President Organization in Shanghai.

Most AI products today are built for work—a space with clear problems and established systems. One founder noticed a gap: personal life is messier, harder to systematize, and mostly left behind by the AI boom. So she built Cue, a personal AI that lives inside iMessage and group chats, to go where the other tools haven't.

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In this episode, Becca Carroll, IDEO's Chief Strategy Officer, talks with Sida Li, co-founder and CEO of Shared Context Lab, about staying anchored to a human need while the technology around her keeps changing shape, why she treats her business model with the same rigor she'd bring to a product, and what it feels like to build a company at this particular, disorienting moment in AI.

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The conversation also gets into how Sida makes design decisions: the language Cue uses to describe itself, the tradeoffs behind building inside iMessage instead of a new app, and a real story about a business idea that didn’t pan out.

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This is the second in a two-part series profiling founders from IDEO's Startups-in-Residence program. The first conversation is with Johannes Seemann, founder of Sooner, on designing GenAI for the emotional side of money.

Most personal financial tools are built to run the numbers and optimize towards a budget. While that works for some, most people experience money as a lived relationship that does not neatly fit into a spreadsheet. Johannes Seemann and Becca Carroll discuss why money is emotional before it is mathematical, and what a human-centered approach to building a generative AI financial product looks like in practice.

Mina Seetharaman talks with Scott Shigeoka, author of Seek and Head of Curiosity Cultivation at the Eames Institute, about what distinguishes genuinely curious leadership from performative curiosity, how power dynamics shape curiosity, and why practicing curiosity can restore energy rather than drain it.

Mina Seetharaman talks with David Epstein, author of Inside the Box and Range, about why total freedom often produces average work, how leaders can design useful limits on purpose, and what organizations such as General Magic and Pixar reveal about the relationship between boundaries and creativity.