

New digital ways to pay
A flexible, functional form of payment.
Commonwealth Bank of Australia was interested in helping customers and businesses build close connections. They believed the way to do this would be by creating richer interactions around different forms of payment. The bank approached IDEO to explore these opportunities, and the result is a new retail business platform—Pi—and a portable payment device—Albert.
Pi brings a new level of flexibility, functionality, and customization to the face-to-face interaction between a cashier and a customer, improving everything from the process of splitting the bill in a restaurant to helping a guest find more personalized experiences at a hotel.

Insights
In the team’s research in Australia, the UK, and Germany, they found a few key insights that informed the design. First, they saw that an ideal platform should support the full spectrum of human behaviors around payment. Second, platforms can add value by improving the relationships among banks, merchants, and customers. And third, the payment experience should be customized to fit a specific setting, working one way in a luxury boutique and another in a gas station.
IDEO, CBA, and Wincor Nixdorf worked together closely to steward the design of Pi And Albert through product development and implementation, and to gather feedback from merchants during rapid, iterative cycles.

Results
The platform is flexible enough to benefit organizations of all sizes: Larger merchants can incorporate Pi as part of their existing network, while smaller merchants can grow their business using powerful business tools. And customers of all kinds can easily access a variety of payment methods and helpful applications.
Albert offers a large touchscreen that’s intuitive to use, the safety of virtually encrypted PIN entry, and a variety of ways to access data connections. A large battery provides power when retailers are on the go, and a modular housing means that Albert can be used in all kinds of situations. The device is built to handle current card payment methods but can also adapt to how cards might be accepted in the future, and even eliminates the need to swivel a screen from cashier to customer during the payment process.


Making health insurance enrollment easy
Designing a digital platform prototype for Californians to sign up for health insurance.
Forty million Americans became newly eligible for health coverage when the Patient Protection and Affordable Care Act (ACA) was fully implemented in 2014. Some enrolled in health insurance for the first time, while others were able to get better access to affordable health coverage.
In preparation for the millions of applications, states were required to develop ways for people to sign up for health insurance online for plans that were operated by state and federal governments under the ACA. To help public and private agencies to meet the requirements, a coalition of nine national and state-based foundations, led by the California Health Care Foundation (CHCF) developed a digital enrollment prototype, and hired IDEO to lead the consumer research and design effort.
After a yearlong collaborative process, the resulting 300-page design manual and design reference prototype illustrates a customizable approach to public and private health insurance enrollment.
The flexible set of design standards developed for Enroll UX 2014 aims to make online health insurance enrollment simple, intuitive, and easy to navigate at scale.


Inspiring scientists in their research
Encouraging experts from different fields to collaborate on big ideas.
To encourage PhD candidates to think differently about how they tackle tough science problems, the University of California, San Francisco (UCSF) and IDEO embarked on a fruitful collaboration.
Three PhD candidates were tasked with the following challenge: Cultivate new audiences and uses for a microscope. Drawing inspiration from cell phone microscope CellScope, the trio arrived at a prototype that was less reliant on technology and easily disassembled and reassembled. How? By using the most basic building blocks: Legos.
Made of custom 3-D-printed parts and standard toy building blocks, the LegoScope, which functions as a microscope, can easily snap pieces in and out to hold different components. Both the device and the team-based process are now being used in various other campus projects to change how researchers think about conducting and advancing scientific research.
“The best work in the future is going to be done by teams of people with very different expertise, who know different things and think about things in different ways, who come together to focus on one big problem,” said Keith Yamamoto, vice chancellor of research at UCSF, who led the initiative.


Helping a tech product find its footing
A wearable device that measures concentration and focus gets a brand reboot.
Arye Barnehama and Laura Michelle Berman wanted to take their invention—a headband that measures brain wave activity, focus, and concentration—to the next level. As a part of IDEO’s startup-in-residence program, Barnehama and Berman collaborated with IDEO on the product’s rebranding, hoping to refine and emphasize the product’s promise: When people improve their focus, they feel more mindful, confident, and productive.
With IDEO’s help, the company changed its name from Axio to Melon, delineated their brand, refined its product, developed its user experience, and prepared a Kickstarter campaign that garnered considerable press coverage. The new name, Melon, reflected the friendly, scalable character of the company. The name also suggested the intent of the product—using neuroscience data to inform a personal activity.
To distinguish Melon as a standout in the crowded quantified-self category, IDEO designers made the logo a faceted orb that references the gear-shifting mind, with “Melon” written in a distinctive font born from that same logo. The team went with fruit colors—cantaloupe, honeydew, watermelon—to evoke the sweet, refreshing experience the Melon headband promises.
Together, the Melon and IDEO teams also developed an app that shows increases in concentration after performing certain tasks and features a game in which you “fold” origami through mental focus to hone concentration.
Melon’s new brand strategy and UI set it apart from your typical fitness tracker, engaging the user in an elegant, joyful, and customized experience with every interaction.
Melon: a headband and mobile app to help you measure focus.


Only in Chicago
3 of our favorite local spots
1. The Plant, 1400 W 46th St, 773-847-5523, plantchicago.com
It’s urban agriculture and food business incubation at its finest. This net-zero-energy Southwest side building defies all Midwestern norms with vertical farming, aquaponics, and small-batch kombucha brewing.
Weekends offer farmers markets featuring the building’s tenants (think: kombucha, cheese, pasties, and produce) as well as behind-the-scenes tours.
- Hood: Back of the Yards
- Will set you back: $10 for a tour
- Don't leave without: buying Pleasant House Bakery mushroom or chicken pasties and checking out the aquaponics setup

2. Baker Miller Bakery & Millhouse, 4610 N Western Ave, 773-654-3610, bakermillerchicago.com
An outstanding slice of pie is hard, though not impossible, to find. A self-taught miller who uses only the best organic grains he can source from his network of farmers and prefers building a local community to garnering national attention? Not so common. Owners Dave and Megan Miller (yep, it was meant to be) just might be at the forefront of a new food movement. And with a Beard nomination under their belt, we're not the only ones who think so.
- Hood: Lincoln Square
- Will set you back: $5 for a slice of pie or less than $10 for an entrée
- Don't leave without: trying at least two types of pie

3. Few Spirits, 918 W Chicago Ave, Evanston, 847-920-8628, fewspirits.com
Chances are Chicago isn’t the first city that comes to mind when you think "craft spirits," but it's actually a hotbed of Midwestern distilling. Located in a nearby suburb, Evanston’s Few Spirits makes and sells bourbon and rye whiskey, American and barrel gin, and, occasionally, the infamous wormwood-based liquor, Malört. Wind your way through a back alley to this modest spot on Saturdays for tours and tastings; just make sure to sign up in advance.
- Hood: Evanston
- Will set you back: $10 for a tour, more for a bottle
- Don’t leave without: spending some quality time in the tasting room
We spend so much time scavenging other cities for inspiration, we sometimes forget that our own backyard is chock-full of places that reflect Chicago's true grit, gusto, and occasional grace. Follow our lead to experience some of the best spots in town.


Inside the Brain Machine
How neuroscience changed how I think about creativity
In reality, I was nervous. The machine was sealed behind an air-tight door with thick safety glass and emergency warning lights. And some of Dr. Newberg’s preparatory questions had been a little unnerving:
“Have you ever had a pot explode while you’re cooking?” he’d asked. He was concerned I might have some residual fragments of metal in my eye. “In the magnetic field, it would tear through your eyeball.”
I lay back and stared at the ceiling. The fluorescent light panels had been fitted with transparencies showing a blue sky framed by cherry blossoms. I appreciated the attempt to cheer the patient up, but the image looked so radiantly perfect that it made me think about the afterlife.
There's nothing wrong with you, I told myself, this is just a psychology experiment.
I shivered. The machine’s giant doughnut was filled with liquid helium, supercooled to 450 degrees below zero. Dr. Newberg draped a white sheet over me, which added warmth, but made me look like a corpse. Then he retreated to the control room. I heard his voice in my headphones.
“Ready to go?”
Read the rest of Neil's post on Medium.
I climbed onto the narrow bed that jutted out in front of the MRI machine. “How do you feel?” asked Dr. Andrew Newberg, the neuroscientist in charge of the experiment. “Great!” I said over-brightly, like I was about to receive a spa treatment rather than a brain scan.


If We Could Turn Back Time
Advice for our younger selves
1. Ditch the Plan
Don't try to build a 20-year plan—or even a two-year plan. The world is changing too fast. Figure out what you’re interested in right now and what the most interesting opportunities are in front of you and pursue those. —Aaron Ferber, Mechanical Engineer & Portfolio Director, @ IDEO since 2007
2. Just Do It
Don’t be paralyzed by making the “right choice.” Just make some decisions. While you’re working on one thing, don’t stop looking for your next thing. Don’t wait for others to offer you opportunities. Create your own stepping stones. —Erin Henkel, Service Design Portfolio Director, @ IDEO since 2006
3. I.D. Your Obi-Wan
Find someone you admire and follow his or her advice. —Andrew Burroughs, Mechanical Engineer & Partner, @ IDEO since 1992
4. Make Like Magellan
Make time to travel. It might be a cliché, but getting out of your own culture makes you more mindful and observant. You question everything you once took for granted. When my own children are trying to figure out what direction to take their lives next, I tell them, "Take out your passports. It’s time to book a trip." —Tim Brown, CEO, @ IDEO since 1987 (before it was IDEO)
So, young designer, you have your degree and now you have our advice. Time to bravely leap into your career with both feet and an open mind. Or, in the words of the ever-wise Yoda: "Do. Or do not. There is no try."
When you're fresh out of school, your career possibilities can seem endless. So endless, in fact, it can be hard to know where to start. We feel you. We’ve been there. To help you enter the brave new world of design feeling a bit more surefooted, we asked a few of our most senior creatives—even our CEO (!)—what piece of advice they’d share with their younger selves. With over 75 years of professional experience between them, we think they know a thing or two.


Finding Beauty in Potholes
Chicago’s Jim Bachor puts the "street" in street art
I went back and stared: Inside what had been a pothole the size of a dinner plate, someone had constructed a beautiful mosaic of an iris.
The symbolism hit me hard: Here was an example of how someone could take a bad thing and turn it into something of transcendent beauty. Instead of complaining about my bad day, I should be looking for an opportunity to make something great. Or as the slogan goes, “When things fall apart, make art.” Once I’d spotted this one transformed pothole, I noticed more of them around Chicago, and resolved to track down the mysterious mosaic artist who was seeding the city’s broken streets with beauty. I’d like to tell you that my quest was long and heroic, but, in reality, all I did was type “Chicago pothole art” into Google.
The name it threw back at me was Jim Bachor. I emailed him, and soon we were chatting.
How did you get into mosaics?
I went to Europe in the late '90s, and saw Paris, London, and Rome. That trip changed my life: It gave me a passion for ancient history. I started traveling in Greece and Turkey, checking out ancient sites, and saw that the art that survives is the sculpture and the mosaics. The mosaics got me going, particularly in Pompeii. I saw that glass and marble do not fade. That thought has driven my work ever since. I took a course in Ravenna, near Venice, and learned how to make mosaics in the ancient, tedious, and expensive way. Back in Chicago, I started making them on the side as a hobby, while working as a designer at an ad agency. Then, in August 2011, I was laid off and I decided to pursue art full-time.
What led you to potholes as sites for art?
The street outside my house was beat up. There was this one pothole that refused to stay fixed. I thought it might be funny to solve this problem. So I did it one night. I was very paranoid: I felt like I was too old to get arrested. And it wouldn’t be a good example for my kiddies. So I didn’t even claim ownership of it, at first. But then, a buddy of mine started spreading the word. And from there, it went viral.

All photos courtesy of Jim Bachor.
Do you do it during daytime now?
Yes. I wear orange reflective gear. And have cones. I started off with my boys’ orange soccer cones. Now I have industrial, two-foot-tall cones. I look like a city worker who's spending way too much time on one pothole. I’m not trying to fool anyone: I’m just trying not to be hit.
What about passers-by?
I don’t really make eye contact with people and they mostly ignore me.

I look like a city worker who's spending way too much time on one pothole.
JIM BACHOR
What else have you done with the mosaic form?
I did a super realistic "Snack Chip" series. It’s kind of funny to see a snack chip rendered in an ancient medium. For the Cheetos one, I carbonized some Cheetos, and then mixed the black powder into the mortar. The artwork truly has essence of Cheeto in it.

See more of Jim Bachor’s mosaic art at bachor.com.
One afternoon, I got on my bike to leave our Chicago office after a really bad day. It was one of those times when it feels like everything you touch falls apart, and I was in a hurry to get home and lie down in the dark. I rode through the West Loop neighborhood and turned right to head north on Green Street. But then something passed by beneath my front wheel that caused me to stop and turn around.


Lindsey Turner
I’m passionate about building brands, products, and experiences that help organizations show up with meaning and momentum.
I help organizations cut through complexity by shaping how they show up, through brand strategy, identity, and storytelling.
Working at the intersection of brand and business, I bring an editorial eye and a bias toward making—turning ideas into tangible experiences that people can understand, trust, and believe in.
My work spans government, healthcare, financial services, media, and consumer goods, from launching Gen Z-focused ventures to building innovation labs and reimagining legacy brands. I relish moments of ambiguity and enjoy translating across teams, perspectives, and priorities to move ideas forward.
I started my career in editorial and digital design, shaping cross-platform experiences and identity systems in publishing and agency environments. That foundation still shapes how I work today: I’m detail-oriented, collaborative, and overreliant on the Oxford comma. I hold a BFA in Visual Communication from the School of the Art Institute of Chicago.


Rachel Young
My work helps organizations see who their products aren't working for—and build the will and the tools to do something about it
For 25 years, I've asked the same question: Who does this design exclude—and what are we going to do about it?
My work spans human-centered strategy, inclusive design, and qualitative research, with clients ranging from Microsoft, Google, and Verizon to the National Science Foundation, and San Francisco Unified School District.
Before IDEO, I taught elementary school in East Palo Alto and spent a decade doing design work with social service organizations—where I learned firsthand what it costs people when systems are built without them in mind.
I am currently writing User Error, a nonfiction book about digital access and the design decisions behind it. I live in Oakland, California.


Brian Pelsoh
I lead with craft, ensuring our work is creatively excellent: rooted in deep human insight and imagination, while also grounded in the realities of business and technology.
My expertise spans brand, communication, and product design across tech, education, the arts, and social impact.
I believe great work demands both high-level vision and obsessive attention to detail, and only happens through collaboration.
I bring an inclusive, hands-on approach and a deep understanding of business, which enables me to consistently deliver excellence while always asking why.
Before joining IDEO, I worked at the brand firms Pentagram and VSA Partners. I began my career as a designer, leading teams at the School of the Art Institute of Chicago and the Milwaukee Art Museum. I hold an MFA in graphic design from Maryland Institute College of Art and a BFA in communication design from the Milwaukee Institute of Art & Design, and have taught at some of the best design schools in the US.


Tony Wong
I am responsible for IDEO’s long-term success in China and working with clients to use design as a tool to enable growth.
I am responsible for IDEO’s long-term success in China and working with clients to use design as a tool to enable growth. Specifically, I have helped Chinese companies design holistic brand solutions through the development of their products, communication, services, and innovation teams, and I have helped multinationals expand their presence and influence in China.
I advise global leaders on developing China-led innovation and capabilities.
In over 15 years in IDEO Shanghai, I have worked on projects that use design to elevate the quality of the experience of healthcare products and services, streamline processes that increase productivity, create spaces and programs that promote and enable inclusive communities, and build next generation mobility solutions that are planet-positive.
Before joining IDEO, I worked at Philips Electronics and the Electrolux Group in Italy, the Netherlands, and Singapore on a number of breakthrough commercial products. I am a member of the Young President Organization in Shanghai.
Building a personal AI for the messiness of life: Sida Li
Most AI products today are built for work—a space with clear problems and established systems. One founder noticed a gap: personal life is messier, harder to systematize, and mostly left behind by the AI boom. So she built Cue, a personal AI that lives inside iMessage and group chats, to go where the other tools haven't.
In this episode, Becca Carroll, IDEO's Chief Strategy Officer, talks with Sida Li, co-founder and CEO of Shared Context Lab, about staying anchored to a human need while the technology around her keeps changing shape, why she treats her business model with the same rigor she'd bring to a product, and what it feels like to build a company at this particular, disorienting moment in AI.
The conversation also gets into how Sida makes design decisions: the language Cue uses to describe itself, the tradeoffs behind building inside iMessage instead of a new app, and a real story about a business idea that didn’t pan out.
This is the second in a two-part series profiling founders from IDEO's Startups-in-Residence program. The first conversation is with Johannes Seemann, founder of Sooner, on designing GenAI for the emotional side of money.
Designing GenAI for the emotional side of money: Johannes Seemann
Most personal financial tools are built to run the numbers and optimize towards a budget. While that works for some, most people experience money as a lived relationship that does not neatly fit into a spreadsheet. Johannes Seemann and Becca Carroll discuss why money is emotional before it is mathematical, and what a human-centered approach to building a generative AI financial product looks like in practice.
The curious leader's edge in uncertainty: Scott Shigeoka
Mina Seetharaman talks with Scott Shigeoka, author of Seek and Head of Curiosity Cultivation at the Eames Institute, about what distinguishes genuinely curious leadership from performative curiosity, how power dynamics shape curiosity, and why practicing curiosity can restore energy rather than drain it.
How constraints make us more creative: David Epstein
Mina Seetharaman talks with David Epstein, author of Inside the Box and Range, about why total freedom often produces average work, how leaders can design useful limits on purpose, and what organizations such as General Magic and Pixar reveal about the relationship between boundaries and creativity.
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