Money works differently in communities traditionally excluded from formal banking, which makes designing products that really serve their needs a very different kind of challenge. People who live in the last mile often prefer cash because it’s physical. They can see it, touch it, and access it at any time.

While digital money offers many benefits, such as securely sending money over long distances and accessing new forms of credit, many don’t trust it because the places where they can access digital currency have often been too far away.

In 2017, over 500 million adults lived more than three miles from a financial access point in eight emerging markets studied by the Gates Foundation. This may not sound like much of a barrier, but for those living in the last mile, it means having to close their shops, lose a day of earnings, arrange family care, and pay for travel, which can be time-consuming and difficult, especially during rainy seasons. For low-income people, the inaccessibility of financial services has been a deal-breaker for adopting digital money. On the flip side, banks, telecoms, and other companies struggled to reach these customers because their products were not inclusively designed for them, and their distribution models failed to scale in rural areas.

Amid these myriad challenges, IDEO and the Gates Foundation saw an opportunity to introduce innovative ways to provide access to digital financial services even in the most remote areas of the world. And to make bold new bets: Could we design new digital experiences centered around the financial needs of people in the last mile? What would happen if we mobilized hundreds of actors to develop new ways to address financial access at the last mile? What if we took the most exciting financial innovations that worked in East Africa and piloted them in South Asia—and vice versa?

Working with more than 70 partners, including local startups, corporations, including Google, Unilever, Telenor, Standard Chartered, and BNI, as well as IDEO.org’s Women & Money program, LMM adopted a collaborative, ecosystem approach to drive and scale new digital financial products and systems.

A few of the life-changing innovations launched by LMM and its partners include:

• Finja’s intuitive small-business app that helps micro-merchants in Pakistan access flexible, interest-avoiding Islamic credit  to order products from fast-moving consumer goods companies like Unilever. Finja now serves 45,000 merchants and reaches 10.2 million customers.
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• Accessing government benefits can be a challenge, especially when it’s through a mobile phone, so IDEO helped Indian startup Haqdarshak develop a robust digital experience for its 52,000 community agents to facilitate access for low-income people. The agent network—70 percent of whom are women—now serves more than 7.6 million families and has unlocked $2.2 billion in social benefits for those who need it most.
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• Making micro-credit nearly instantaneous was a solution that startup Kuunda offered to financial agents in Tanzania. IDEO helped adapt the product to deliver working capital for merchants in Pakistan. Today, Kuunda continues to grow across markets in Africa, totaling 6.1 million active users and distributing $1.1 billion in loans globally.   

While the LMM program officially concluded in 2024, lessons, tools, and case studies from the program are accessible on IDEO’s Financial Futures website. Those looking to catalyze equity and inclusion in digital financial services for the last mile can consult LMM’s Financial Confidence Playbook, the open-source Digital Confidence Toolkit (created in collaboration with Google), or the Gender Evaluation Framework, among other helpful resources.

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Over 1.3 billion people worldwide in poor and rural areas are excluded from formal financial services, including savings accounts, credit lines, and insurance, making it harder for them to move out of poverty.

34M

underserved users reached by 100+ new financial products, pilots, and prototypes

70+ LMM partners

including Google, Unilever, Grab, Standard Chartered, Cargill, Airtel, Celo Foundation, and BNI

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Multinational CPGs excel at creating popular, mass-market products for large countries. When they enter smaller countries like Peru, they often parachute their brands onto store shelves and skip consumer product testing altogether, largely relying on brand recognition to drive sales. This oversight presented Alicorp and IDEO with an opportunity: flip the script and invite young Peruvian women to work together with them to create a new hair care brand from scratch. Over the course of a four-year transformational journey, IDEO worked closely with Alicorp, adopting a “learn by doing” approach to foster a culture of innovation, launch a new brand, and drive growth for the company through consumer-centric design.

The collaboration began with an inspirational trip 10,000 miles away to Seoul, South Korea, the epicenter of global beauty trends. To expand their thinking, the Alicorp/IDEO team received K-Pop glow-ups and explored other cutting-edge beauty experiences. They were inspired by the Korean market’s unwavering focus on meeting the particular hair care and skin needs of Korean women.

Back in Peru, the team conducted multiple rounds of in-depth interviews with young women, teenagers, beauty influencers, and experts across the country. They learned about their beauty goals, personal care routines, and “mixto” hair texture. They heard about women’s struggles with regional weather—the Andean region’s extreme dryness versus Lima’s humidity and the city’s hard water. The research revealed that Peruvian women wanted natural products that worked hard, wouldn’t harm their hair, and celebrated what made them unique. They wanted a brand that spoke to them honestly and authentically. That represented and empowered them. That didn’t overpromise, underdeliver, or hold up European and American beauty ideals that didn't resonate with Latin American women like the multinationals did.

Armed with these insights, the Alicorp/IDEO team developed tangible brand prototypes for women to respond to during successive rounds of user research, including in a beauty pop-up store in Lima. The team shared various bottle types, ingredient mixtures, and brand positioning options. Should the new brand’s personality be an outspoken feminist or a gal pal? Au naturel or sophisticated? The iterative feedback cycles informed everything from brand strategy and ingredient recommendations to product line-up, brand and product naming, launch strategy, and digital activations.

The final design, Amarás (“you will love”), is a personal care line that centers the needs and aspirations of Peruvian women. Hitting shelves in 2022, its shampoos and conditioners feature local, bio-diverse ingredients, including mangoes, macadamia nuts, and goldenberries, that help address the specific hair texture needs of women in LATAM and the climate realities of the Andean region. The brand’s launch campaign included TV and print ads featuring Peruvian models from every region as well as commissioned murals celebrating local beauty by artists across Peru. Most notably, the unapologetically authentic Peruvian hair care brand became a TikTok sensation, garnering over seven million organic views and more than 300 viral videos from enthusiastic new fans.

Three months after its launch, Amarás seized a 7.5 percent share of the personal care aisle—a remarkable goal it had set for year three.Since then, Alicorp has continued to expand its creative capabilities, designing personal care products tailored to the cultural and beauty needs of Latin American consumers.

Alicorp launched numerous successful brand extensions across its food and home care categories, but was unable to crack the $340M USD hair care product market in its home country of Peru.

7.5%

Amarás’ share of the Peruvian hair care market 3 months after launch—a goal Alicorp had set for year 3

7M+ organic views and 300+ organic fan videos

created on TikTok during Amarás’  launch campaign

Thirty years ago, China-based Jack Technology started as a home sewing machine manufacturer. A decade ago, the innovative global leader began investing in robotics and exploring AI, a decision that positioned it well to address today’s urgent need for smarter manufacturing solutions.

Believing that a new, strategically positioned sub-brand could draw in larger, more premium global manufacturing customers, Jack Technology and IDEO set out to understand their needs. IDEO began by visiting more than a dozen garment factories across China, Vietnam, and Bangladesh, conducting in-depth interviews with factory managers, industrial engineers, pattern-making leaders, and frontline workers. It soon became clear: the apparel manufacturing industry is at a critical juncture. The way apparel manufacturers navigate the promises of intelligent technology—while addressing deep-rooted structural issues like labor shortages and working conditions—will shape the industry's development for years to come.

For premium clothing brands, garment factory compliance and worker well-being are priorities when selecting production partners, so many owners proudly showcased their improvement efforts. They discussed investing in quieter machines and air conditioning, enhancing lighting, adding greenery, and implementing no-overtime policies. Amid rows of identical sewing stations, the IDEO team noticed small human gestures, such as a small vase of flowers. As one operator said, “I just want to uplift myself during work.”

The research helped IDEO identify a core opportunity for differentiation. Create human-centered products and services that further enhance working conditions in large apparel factories, strengthen their ability to attract and retain talent, and drive the industry toward a more sustainable future. Through multiple rounds of co-creation with the Jack Technology team and key apparel-sector stakeholders, a clear brand direction for Aitu began to take shape: “Smart Machines, Uplifting People.”

Guided by this human-centered ethos, IDEO helped build a comprehensive brand system for Aitu. The idea of “uplifting people” and showcasing garment workers’ professionalism and skill is expressed throughout all brand communications, the industrial design of its smart sewing machines, and the interaction and industrial design of a humanoid sewing robot.

In the eyes of factory workers, this is the new work experience Aitu brings to life. Compared with traditional bulky industrial machinery, the clean lines and soft edges of Aitu’s new AI-powered sewing machines feel more like the professional office tools found in bright, organized workplaces. Concave surfaces and soft materials diffuse glare from overhead lighting, reducing eye strain, while clear interaction logic and icon-based visuals accommodate operators with varying levels of skill and education. AI technology, seamlessly embedded in the machine’s core functions, automatically adjusts parameters for different fabrics and tasks, allowing operators to achieve high-precision results with less effort. A soft halo-like light glows whenever the AI-assisted function is active, fostering users’ trust in both the technology and the AI-powered sewing machine as a whole. When hundreds or thousands of Aitu machines are arranged together in a factory, the overall effect is a modern, professional, and high-end work environment.

Working closely with Aitu’s robotics team, IDEO’s final design challenge was to bring a human-machine collaboration to life through a full-scale AI robot, AI10. The robot has an elegant, biomimetic silhouette. Its fabric-like outer finish features design elements commonly found in garment making, such as cutting and stitching lines, giving the robot the approachable look and the feel of a skilled tailor companion who can assist with simple, repetitive tasks. When AI10 is in operation, a circular light ring gently pulses at the sides of the robot’s ears as well as on the paired sewing machine’s display screen, clearly signaling the robot’s activity to its human co-workers.

In September 2025, Jack Technology debuted its new Aitu brand, along with its first AI sewing machine and a humanoid robot prototype, at a launch event at Shanghai Tower and at the China International Sewing Machine & Accessories Show. IFA Berlin, Europe’s largest trade show for consumer electronics, honored Aitu with a Gold Award for AI Product Innovation for seamlessly integrating AI technology and industrial design. Jack Technology’s humanoid robot is expected to go into full-scale production in 2026.

Before AI, the apparel manufacturing industry had experienced little fundamental change since the invention of the lockstitch sewing machine nearly two centuries ago.

2025 Gold Award for AI Product Innovation

from IFA, the world’s largest home and consumer tech event

Alicorp has direct operations in Peru, Bolivia, Ecuador, and Chile, manages export operations in more than 30 countries, and oversees over 150 brands. While its AlaCena sauces are ubiquitous in South America, the brand’s North American market primarily consisted of purchases made via Amazon by Peruvians living abroad. To help the CPG giant expand meaningfully and sustainably onto US grocery shelves—and achieve its ambitious $50 million retail sales goal in five years—Alicorp and IDEO collaborated on multiple projects over a two-year period. The partnership began in early 2020 with consumer research and product strategy, ultimately leading to the development of initial product branding, positioning for launch, and an in-market pilot in late 2021.

‍‍Through a combination of large-scale digital surveys and in-depth, in-person and remote research interviews, IDEO discovered that AlaCena’s Tari and Uchucuta’s hot sauce recipes resonated the most with US consumers. Made from native Aji Amarillo and Rocoto chili peppers ground using a traditional Andean “batán” technique, consumers appreciated their complex flavors and enjoyed how they enhanced, not overpowered, everyday foods like burgers and fries. The sauces’ authentic Peruvian culinary roots were also a key differentiator. In addition to consumers, IDEO consulted with industry experts—including executives from large-scale grocery chains and chief merchants of leading big-box stores—to explore retail and marketing trends and identify potential innovation partners for Alicorp in the US.

Based on the research, IDEO recommended a few changes to ensure a successful launch: Lead with the Tari brand, which was the most memorable and easiest to pronounce, and position it as an “everything sauce.” Change the packaging from a large plastic pouch to a smaller squeeze bottle to better align with consumers’ expectations and stand out on the inside of refrigerator doors. Adjust the product formulation to appeal to mainstream consumers looking for cleaner labels. And visually celebrate Tari’s Peruvian roots through bright colors, traditional textiles, and a llama, an animal closely associated with the Andes Mountains. In addition to these recommendations, IDEO provided a comprehensive go-to-market retail strategy that included potential US regions for launch, retail brokers, distributors, manufacturers, and R&D and pilot retail lab partners, as well as job descriptions for a new North American-based sales team.

While Alicorp worked on reformulation and packaging strategies, IDEO refined Tari’s initial branding strategy. Steeped in Peruvian aesthetics, the brand’s new look and feel featured a vibrant color palette, geometric patterns, and—of course—a friendly llama icon, which could also be found on all in-store point-of-sale items IDEO designed for Tari's pilot launch in late 2021.

The successful 12-week in-market pilot in Tom Thumb grocery stores gave Alicorp the confidence to have its in-house design team make the brand even bolder and more eye catching, and to launch two flavors, Amarillo Pepper and Rocoto Pepper, on Amazon and in over 50 retail stores in late 2024.

Since then, the popular sauces consistently rank among the top 50 percent of the fastest-selling products on US shelves, with 80 percent of sales revenue representing new business. In 2025, Tari expanded its offerings with three additional flavors: Zesty Verde, Tropical Kick, and Smoky Heat. Today, Tari is in transit to 3,000 major grocery stores, including Wegmans, Meijer, Central Market, and The Fresh Market, as well as available for purchase on Amazon.

Alicorp had a vision to expand its beloved and delicious hot sauces to the US market, but needed help fine-tuning the brand and product for an American audience.

3,000

major US grocers, including Wegmans and Meijer, have signed on to sell Tari hot sauces

80%

of Tari’s sales revenue represents new business, a significant expansion of the overall category

Ranked in the top 50%

of the fastest-selling products on US grocery shelves

I had been asked to create a newspaper for kyu, the design collective of which IDEO is a member, and I was ready to perform.

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My desire to explore the world using rhythm and sound on one hand and ink and paper on the other started when I was young. I was very quiet as a child. Instead of playing with friends, I created my own playground in a sketchbook. I listened to stories on a cassette player as I drew.

My mom, a violinist who played in an orchestra, taught me how each sound communicates a different feeling. Together, the instruments create a pleasing harmony.

I chose to play the cello, as its sounds comforted me. When I felt sad, I could play and the sadness was transformed into something beautiful. When I felt alone, the cello's mid-tones communicating with and supporting the other instruments made me feel less isolated.

I went to high school in New Zealand and focused on photography, art, and music. Playing in orchestra, string quartet, chamber orchestra, and musical show orchestra required rigorous practice, and I discovered that it was only with disciplined repetition that the ear could learn to hear the subtle distinctions between an almost perfect note and an imperfect one, between good enough harmonizing and exquisite music. Constant practice not only created perfect harmony, it also trained the soul.

Like music, calligraphy embodies many feelings. That was my father’s gift to me. He guided my hand, drawing with me. At first, I stood in his shadow, but I gained confidence over time. The calligraphic technique I now use involves moving very fast, every stroke following right after the one before, never taking time to look back.

The companies that make up kyu share a belief that creative collaboration will yield new solutions. To visualize the collective, I drew the first dot directly with the brush and then started to draw circles. Dots and lines, the basis of musical notation, helped me orchestrate the story visually. Rough strokes conveyed complexity and sometimes chaos, while the diffusion of ink into paper illustrated the calm conclusion of a journey. When the magazine reached a crescendo, the dots began to jump around wildly. The combination of ink and water unified sense and sense, and the story of the newspaper came to its happy end.

Just as each calligraphic mark and each musical instrument is unique, so too is each company in the kyu collective. Independent, but also located within the same “circle.” Sometimes the music of a page is the message.

“Music is the ultimate teacher.” ― Wassily Kandinsky

The day I got the assignment, I ran to the art store and bought brushes, ink, and a grindstone. I set the tools on my desk, which became the stage. I was the conductor, interpreting the text like a musical score.

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The secret is in iOS 11 Live Photo Effects. To make your own, access this feature, take a live photo, then, in the photos app, swipe up to reveal the Live Photo Effects.

Easy, right? Yes and no.

Creating a live loop is easy, but creating a cinemagraph requires a bit more planning. The difference is in the framing—too much movement, and you’ll just get a live loop. Here are a few tips to ensure you nail the combination of still photo and limited motion:

1. Find the shot: To create a beautiful cinemagraph, find a shot where most of the image will be still, and only a piece is in motion—perhaps a tree blowing in the wind, or raindrops on a puddle. If there’s too much movement in the frame, the shot will feel chaotic.
2. Plan it out: While it’s possible to pull off a clean loop without a tripod, don’t just point and shoot. I like to turn on the grid in my photo settings—these lines help me see if I’m holding still or wobbling slightly (I always use the grid to help create a level horizon or position subjects, anyway). Try to lock your body by leaning on something, or even by putting the camera on a table to keep it as still as possible.
3. Stage it: Don’t leave it to chance! When you can, control the shot. The pool shot below took a few tries, and it really helps that there were no other people wandering through.

Sharing the live loop

So you’ve perfected your technique and have a gorgeous loop to share! The problem is, iOS doesn’t exactly make it easy.

If you try to share natively to Instagram, it’ll tell you the loop needs to be three seconds or longer. And iOS doesn’t offer a lot of options to help—there’s no easy way to export your Live Loop into a format that’s shareable for Instagram. I found this out the hard way while I was traveling in the Philippines, and since I didn’t have my computer with me, I had to figure out a way to solve for this using only my phone.

One of my goals was to use only free apps—buying a bunch of apps I wasn’t sure were going to work didn’t sound very fun. After much Googling, trial, and error I created the workflow below. The first time through might take you a few minutes, but now that I’ve done it a few times, I can go from live loop to Instagram in less than two minutes.

Get the apps

First, download these three free apps:

1. Lively: Exports your Live Loop as a video
2. Splice: A free video editor that lets you extend the length of the loop to meet Instagram’s minimum requirements
3. Video Crop: Removes any letterboxing (black bars) in the video export

1. Lively

Start by using Lively to open the loop you want to export. In the top of the export panel select “Movie” and then tap “Export”, then save the movie.

2. Splice

In Splice, tap the + icon on the top right to create a new project and select the video you exported from Lively. Click “Add (1)” on the top right to add it to your project.

On the Add Audio screen, tap “Skip” on the top right.

Name it however you like, and use these settings:

• Format: Select Landscape for wide photos or Portrait for tall ones
• Default transition: set to “None”
• Outro: set to “Off”

Now you should be in the editing screen; all you have to do is tap your video and select “Duplicate.” Do this three or four times until your video duration is at least 0:05 or longer.

Lastly, tap the “Export” button on the top right and select “Save.” I always pick 1080p HD for the best quality.

3. Video Crop

One last step: Remove the letterbox (those pesky black bars) on the side of the exported video. Open “Video Crop,” tap the big red button, select your video, and tap the check mark on the top right.

Now use the crop tool to trim off the black bars, then tap the export button on the top right. When it’s done processing, tap “Save.”

Very Instagrammable

Cinemagraph loops look amazing on Instagram or Facebook, and they give you a unique way to share your experiences (Let’s be real—we’ve all seen enough Boomerangs.)

It takes a few steps, but once you get the hang of it, the process is quick and easy. And when your friends ask how you did it, you can point them this way.

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I’ve always loved cinemagraphs—those endless, hypnotizing loops where part of the frame is still while some areas are gently in motion. When I discovered that I could create these loops natively with iOS 11 (iPhone 6S or newer), I couldn’t wait to try it out.

Through the Swedish Energy Agency and its partners, the nation is focusing on reducing pollution from the transportation sector. It plans to reduce (but not entirely eliminate) the need for private car ownership by improving alternative travel options for people in everyday life.

In more wonky language, the focus is on sustainable mobility as a service, an approach that brings all means of travel together. It combines options from different transport providers into a single mobile service, removing the hassle of planning and one-off payments. It’s an environmentally sound alternative to owning a car, and an approach to mobility now being propelled by urbanization, economic shifts, artificial intelligence—and the social and economic impacts of climate change.

Through its initiative, A Challenge from Sweden, the Swedish Energy Agency invited IDEO to join the effort. Here are three lessons we learned along the way through working alongside our Swedish counterparts.

1. Get outside

Swedes live for fresh air and natural landscapes. Even the most committed Swedish city slickers retreat to a cabin at the weekend, or dream of an escape to the countryside. The natural world is imagined and felt as replenishment—as a valuable resource to be respected and enjoyed.

For our design team, it was a reminder to take our research far beyond Stockholm or Gothenburg, especially as we considered designing for a nation of travelers. We took long train rides to meet people in smaller towns, and walked as much as we could. It felt good, and it was necessary.

Going outside also means seeking out inspiration from beyond your own context. We were inspired by examples of civic and societal change from around the world, and brought them into the project, almost as if we’d discovered precious acorns on the forest floor.

2. Engage tradition

Cultural traditions and norms might seem strange or twee to outside eyes. But they almost always hint at a deep societal agreement. We discovered that in Sweden, for sure. Fika is not merely a coffee break during the day: it’s an invitation to pause, to reflect, to reconnect with one’s thoughts or emotions, and to restart.

We introduced fika in our project space, and observed it when we were with the team from Sweden. It added a note of calm and confidence to our work and to our individual energies, even as the work accelerated in intensity towards the end.

Similarly, we drew on Nordic storytelling tradition to share the story of our research in Sweden. Instead of using dry descriptions to describe the different ways Swedes might be triggered to make new transportation choices, we told a three-dimensional fable that told the story of a mythic waterfall, and the different paths that four people took to find it and use it.

The fable allowed us to invite our collaborators into a instinctive understanding of what we’d all learned together, as well as a logical one. The story resonated, it brought joy into an otherwise serious, complex topic, and it was easy to repeat.

3. Be brave

The scale of Sweden’s ambition is remarkable, but—in Sweden itself—commonplace.

Swedes recognize that their country is small, their population tiny, and their contributions to global climate change negligible. But they also understand that, by leading with bravery, they have earned outsized influence in the world. Other countries look to them as an example of how to set goals and make change in service of healthy, sustainable growth.

Sweden has set a goal of achieving a fossil neutral transportation sector before 2030. That’s a big ambition, and an exciting one.

Through a global innovation challenge, Sweden is now inviting engaged political leaders and some of the world’s most capable companies to help make sustainable mobility as a service a reality.

In other words, Sweden is going places fast.

Find out more about Mission Innovation 3 and A Challenge from Sweden.

Through IKEA, Sweden has already transformed the world of contemporary furniture and home furnishing. Now Sweden is taking on an arguably even more ambitious goal: leading the world in tackling some of the thorniest causes of global climate change.

Here are three juicy ones to get started thinking more deeply about blockchain, the unique experiences the technology enables, and how it could be integrated into our everyday lives.

1. Designing for ownership

The beauty of cryptocurrency is that it’s possible for you, and only you, to have access to your crypto wallet and assets. That means you get to have true ownership; your “account” information isn’t stored by a bank or central authority that can use or take away your assets at will (think of governments seizing funds, for example). Instead, the data is stored in a universal ledger across a distributed network that can independently verify who owns what—so it’s much more transparent than most of today’s banking systems.

Of course, that power also comes with great responsibility. There is no password or account recovery if you lose or reveal your private key (sometimes expressed in the form of a 24-word phrase), which is used to “unlock” your wallet. Giving that away is like dropping cash on the street—you likely won’t get it back.

Challenge: Design secure and user-friendly ways to store private keys.

A few questions to get you started:

• How might we design better ways to securely store private keys that balance security (keys cannot be easily copied or stolen) and ease of use?
• What are some digital and physical features for secure storage that we could utilize?
• How might we design ways to securely transfer ownership of private keys in case of loss or death?

Some inspiration:

• Fractional Custody: What are some ways you could divide up and distribute private keys among five of your most trusted friends and family members?
• Book of Codes: Inspired by Jonathan Safran Foer’s Tree of Codes, what if custom die-cut cards could reveal your passphrase when placed over the right book?
• Multiple Points of Verification: Could you have a mobile app that verifies your identity through multiple social networks before revealing the passphrase?

2. Designing transparency in network transactions

Every time you transact in Ethereum, a platform for blockchain applications, you have to set your gas price—the amount you are willing to pay for the computation needed for your transaction be confirmed. An easy analog is paying more for expedited shipping to get your package mailed there sooner.

Those prices and speeds are not determined by any one party (like FedEx, for instance), but by how busy the network is, how many other transactions are waiting to be confirmed, and what gas price those other transactions are using. But information about current network state is rarely communicated to the user—adding frustration and confusion when setting your best guess at gas price. Too low? Your transaction might not go through for a long time (or ever). Set it too high, and you risk paying more than you need to.

Remember the early days of eBay, before they included shipping rates in transactions? You had to wait for a day or so until the seller got back to you with the actual shipping costs. Sometimes it was what you’d expected, sometimes it bit you in the butt.

Challenge: Design better ways to help users make a decision about transaction costs, or find ways to abstract it away all together.

A few questions to get you started:

• How might we make transaction costs and prices more transparent to the user?
• How might we reveal high-level and useful data on network status?
• How might we better automate gas estimates to remove friction from decision-making?

Some inspiration:

• The Slider: Could the user first select their desired transaction speed to reveal its implied cost?
• The Wallet Just for Gas: Could there be a separate wallet just for transaction costs, which gets topped off at regular intervals?
• The Toggle: Could you offer the user be a simple choice—speed vs. value?

3. Designing for readability

Crypto wallet addresses currently look something like this: 0x04De111196aCE9764b6eCAcC4f849b6b59193443—a string of 40 characters, which serve the function of being cryptographically unique (i.e. impossible to guess). While there are experiments like ENS, a human-readable domain system for blockchain addresses, they aren’t widely adopted yet. Sending a crypto transaction today means checking and double-checking 40 characters that look like gobble-de-gook. And you need to get it right the first time, since there are no refunds or rollbacks for crypto transactions.

That’s like having to type in the bank account number of every merchant or person you’d like to transact with, every single time. If it’s off by one digit—cue instant regret.

The challenge: Design ways to display blockchain addresses in a more readable or recognizable format.

A few questions to get you started:

• How might we use algorithmically-generated images or symbols to create visual recognizability?
• Are there industry standards (like checksums) that could help reduce errors in address entry?

Some inspiration:

• Cryptographic Visual Tags: How might we use unique color codes or symbols to tag address typologies or to verify addresses?
• 4-Digit Verifications: What are some industry standards that financial institutions use that could be relevant for these addresses? One such example is typing in the last 4 digits of a credit card number to verify ownership.
• Whitelist of Verified Addresses: Are there ways to maintain a registry of trusted addresses without relying on a central authority?

These are just three challenges (ahem, opportunities) that blockchain offers designers—there are (and will continue to be) many more. Have an idea? We’d love to hear it! Tweet your thoughts to @ideocolab.

Interested in collaborating with us on a future project, or got another blockchain-based design challenge you want to talk about? Reach out to IDEO CoLab, IDEO’s collaborative platform for emerging technologies, here or on Twitter!

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Despite all the media hype about the rise and fall of cryptocurrencies, blockchain technology is still in its infancy, meaning it’s an ideal time for designers to step in and help build new systems. There’s no shortage of challenges to address.

I help organizations cut through complexity by shaping how they show up, through brand strategy, identity, and storytelling.

Working at the intersection of brand and business, I bring an editorial eye and a bias toward making—turning ideas into tangible experiences that people can understand, trust, and believe in.

My work spans government, healthcare, financial services, media, and consumer goods, from launching Gen Z-focused ventures to building innovation labs and reimagining legacy brands. I relish moments of ambiguity and enjoy translating across teams, perspectives, and priorities to move ideas forward.

I started my career in editorial and digital design, shaping cross-platform experiences and identity systems in publishing and agency environments. That foundation still shapes how I work today: I’m detail-oriented, collaborative, and overreliant on the Oxford comma. I hold a BFA in Visual Communication from the School of the Art Institute of Chicago.

For 25 years, I've asked the same question: Who does this design exclude—and what are we going to do about it?

My work spans human-centered strategy, inclusive design, and qualitative research, with clients ranging from Microsoft, Google, and Verizon to the National Science Foundation, and San Francisco Unified School District.

Before IDEO, I taught elementary school in East Palo Alto and spent a decade doing design work with social service organizations—where I learned firsthand what it costs people when systems are built without them in mind.

I am currently writing User Error, a nonfiction book about digital access and the design decisions behind it. I live in Oakland, California.

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My expertise spans brand, communication, and product design across tech, education, the arts, and social impact.

I believe great work demands both high-level vision and obsessive attention to detail, and only happens through collaboration.

I bring an inclusive, hands-on approach and a deep understanding of business, which enables me to consistently deliver excellence while always asking why.

Before joining IDEO, I worked at the brand firms Pentagram and VSA Partners. I began my career as a designer, leading teams at the School of the Art Institute of Chicago and the Milwaukee Art Museum. I hold an MFA in graphic design from Maryland Institute College of Art and a BFA in communication design from the Milwaukee Institute of Art & Design, and have taught at some of the best design schools in the US.

I am responsible for IDEO’s long-term success in China and working with clients to use design as a tool to enable growth. Specifically, I have helped Chinese companies design holistic brand solutions through the development of their products, communication, services, and innovation teams, and I have helped multinationals expand their presence and influence in China.

I advise global leaders on developing China-led innovation and capabilities.

In over 15 years in IDEO Shanghai, I have worked on projects that use design to elevate the quality of the experience of healthcare products and services, streamline processes that increase productivity, create spaces and programs that promote and enable inclusive communities, and build next generation mobility solutions that are planet-positive.

Before joining IDEO, I worked at Philips Electronics and the Electrolux Group in Italy, the Netherlands, and Singapore on a number of breakthrough commercial products. I am a member of the Young President Organization in Shanghai.

Most AI products today are built for work—a space with clear problems and established systems. One founder noticed a gap: personal life is messier, harder to systematize, and mostly left behind by the AI boom. So she built Cue, a personal AI that lives inside iMessage and group chats, to go where the other tools haven't.

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In this episode, Becca Carroll, IDEO's Chief Strategy Officer, talks with Sida Li, co-founder and CEO of Shared Context Lab, about staying anchored to a human need while the technology around her keeps changing shape, why she treats her business model with the same rigor she'd bring to a product, and what it feels like to build a company at this particular, disorienting moment in AI.

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The conversation also gets into how Sida makes design decisions: the language Cue uses to describe itself, the tradeoffs behind building inside iMessage instead of a new app, and a real story about a business idea that didn’t pan out.

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This is the second in a two-part series profiling founders from IDEO's Startups-in-Residence program. The first conversation is with Johannes Seemann, founder of Sooner, on designing GenAI for the emotional side of money.

Most personal financial tools are built to run the numbers and optimize towards a budget. While that works for some, most people experience money as a lived relationship that does not neatly fit into a spreadsheet. Johannes Seemann and Becca Carroll discuss why money is emotional before it is mathematical, and what a human-centered approach to building a generative AI financial product looks like in practice.

Mina Seetharaman talks with Scott Shigeoka, author of Seek and Head of Curiosity Cultivation at the Eames Institute, about what distinguishes genuinely curious leadership from performative curiosity, how power dynamics shape curiosity, and why practicing curiosity can restore energy rather than drain it.

Mina Seetharaman talks with David Epstein, author of Inside the Box and Range, about why total freedom often produces average work, how leaders can design useful limits on purpose, and what organizations such as General Magic and Pixar reveal about the relationship between boundaries and creativity.